Challenges

Ford’s Young Exec Faces Big Challenges

Joe Hinrichs is the newest executive of Ford Motor Co. As such, Ford family expects a lot from him. He faces big challenges and he has the burden of surpassing Ford’s expectations.

Hinrichs spent grew up in the small, blue-collar town of Fostoria. With a 4.0, he graduated as valedictorian of his Catholic high school. Then, he went to the University of Dayton on a president’s scholarship. He pursued MBA at Harvard University. After that, he was absorbed into the auto industry. Hinrichs was a former engineer of General Motors Corp. factory way back in 1989. He transferred to Ford Motor Co. in 2000. He transported Ford’s transmission parts from one plant to another. Since coming to Ford in 2000, he’s had six promotions.

Now, at the age of 40, Hinrichs is the youngest vice president at Ford. He is charged with extensive North American manufacturing operations of the automaker. He supervises 42 Ford factories in the United States, Canada and Mexico.

It is apparent that Ford is riding on rocky and troubled terrains of the automotive world. This fact alone is a big challenge to the young executive. “Next year will be one of the most challenging years that I’ve ever seen, at Ford or anywhere,” Hinrichs said.

Hinrichs to-do list for 2007 includes the closure of 4 plants and the preparation to close 3 more in 2008, keep reduction costs in plants, help launch five new cars and trucks, and execute 32,000 hourly buyouts at factories, without compromising safety or quality. According to him, if all that weren’t enough, he will help negotiate a new contract with the UAW.

“Joe has served spaghetti in this plant,” said Jim Buffalo Smythe, who serves on the plant committee for UAW Local 2280. That local represents workers at the Van Dyke Transmission Plant, where Hinrichs started his Ford career. “He’s a very strong leader. Some people just have that. And he has that,” Smythe said. “Joe can talk to anybody — that’s his strength.”

The big challenges Hinrichs faces now are the hardest in his entire career. “Everyone believes that I’ve been very fortunate, and I have been,” Hinrichs noted. “But there’s five or six events that have just been tragic, real setbacks. You have to overcome them.”

This year through September, Ford lost $7 billion and this calls for a swift action. Hinrichs is determined to focus on quality of products to boost trust among consumers. Ford alloy wheels, engines, ergonomics and other performance and safety features as well as effective workflow are the main focus of Hinrichs.

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Saturday, October 23rd, 2010 Grants No Comments

Challenges of Mental Nurse Jobs

It is quite easy to understand why mental nurse jobs can be considered challenging by most. A lot of nurses may not be too keen to enter the mental health field as an area of specialization. However, some do find it quite fulfilling despite the challenges. Truthfully speaking, though, mental nurse jobs may not be for everyone.

The mere fact that you will be taking care of a mentally challenged person is apparently a very challenging aspect, and the core challenge, actually, of a mental nurse job. These people do not have the same mental faculties as a normal or average person, and thus, needs extra understanding and care. The need for a long rope of patience is also the key to becoming successful in a mental nurse post.

The mental problems that mental nurses can encounter also vary in form and in degree. Some mental disorders may be acquired for one reason or another, while some are inborn. Some may be temporary, and some may be permanent. The effects of every kind of mental problem on the behavior of the patient can also vary in degree, of course. Some patients may be largely lucid, while some may test a mental nurse’s patience.

A mental nurse’s job is very important. The growing number of mental health patients is causing alarm in various countries. This shows that the need for people who can dedicate themselves to patiently care for those who really need it is also huge. A mental nurse should be highly skilled so he or she can properly provide care, help, and treatment for the mentally ill. This field is more baffling than any other field of medicine. Since cases do not always adhere to hard and fast rules about which treatments will work and which medicines are necessary, being a mental nurse is not simple. However, it goes to show that mental nurses are highly redeemed as professionals in the medical field, as they deal with special cases and are in a position that requires more effort than most other nursing jobs.

Since mental nurses are due to face a lot of challenges, there are certain characteristics needed before one can be deemed fully prepared to become one. Mental nurses should have the perseverance and dedication that the job requires. If not, the challenges may bring them down. Most health providers and institutions require candidates to undergo strict filtering before accepting them. This is yet another challenge that is linked to mental nurse jobs: the challenge of qualifying for the job. Many mental nurse job postings already specify that they prefer qualified, experienced, or dedicated nurses. The nurse’s personality is also a big factor in whether he or she can get a mental nurse job. A mental nurse should be enthusiastic and should be aware of the challenges that he will be facing. Most importantly, he or she should be ready to face these challenges.

Although mental nurse jobs are undeniably challenging, there are many avenues if you are up for the challenge. You can choose whether you feel more comfortable working with older people with mental disorders, or mentally challenged patients in general.

Do you have what it takes to apply for mental nurse jobs ? Then go ahead and look for one in the wide collection of nursing jobs only at http://www.nurseryjobsonly.com/.

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Wednesday, October 6th, 2010 Licensed Practical Nurse (LPN) No Comments

Challenges Facing SMEs in Kenya

Challenges Facing SMEs in Kenya

It is generally recognized that SMEs (Small and Medium Enterprises) face unique challenges, which affect their growth and profitability and hence, diminish their ability to contribute effectively to sustainable development. In this article, the following challenges are briefly discussed: Lack of Managerial Training and Experience, Inadequate Education and Skills, Lack of Credit, National Policy and Regulatory Environment, Technological Change, Poor Infrastructure and Scanty Markets information.

Lack of Managerial Training and Experience
Many SMEs owners or managers lack managerial training and experience. The typical owner or managers of small businesses develop their own approach to management, through a process of trial and error. As a result, their management style is likely to be more intuitive than analytical, more concerned with day-to-day operations than long-term issues, and more opportunistic than strategic in its concept (Hill 1987). Although this attitude is the key strength at the start-up stage of the enterprise because it provides the creativity needed, it may present problems when complex decisions have to be made. A consequence of poor managerial ability is that SME owners are ill prepared to face changes in the business environment and to plan appropriate changes in technology.

Majority of those who run SMEs are ordinary lot whose educational background is lacking. Hence they may not well equipped to carry out managerial routines for their enterprises (King and McGrath 2002).

Inadequate Education and Skills
Education and skills are needed to run micro and small enterprises. Research shows that majority of the lot carrying out micro and small enterprises in Kenya are not quite well equipped in terms of education and skills. Study suggests that those with more education and training are more likely to be successful in the SME sector (King and McGrath 2002). As such, for small businesses to do well in Kenya, people need to be well informed in terms of skills and management. SMEs in ICT appear to be doing well with the sprouting of many commercial colleges offering various computer applications. Further, studies show that most of those running SMEs in this sector have at least attained college level education (Wanjohi and Mugure, 2008).

Lack of Credit
Lack of access to credit is almost universally indicated as a key problem for SMEs. This affects technology choice by limiting the number of alternatives that can be considered. Many SMEs may use an inappropriate technology because it is the only one they can afford. In some cases, even where credit is available, the entrepreneur may lack freedom of choice because the lending conditions may force the purchase of heavy, immovable equipment that can serve as collateral for the loan.

Credit constraints operate in variety of ways in Kenya where undeveloped capital market forces entrepreneurs to rely on self-financing or borrowing from friends or relatives. Lack of access to long-term credit for small enterprises forces them to rely on high cost short term finance.

There are various other financial challenges that face small enterprises. They include the high cost of credit, high bank charges and fees. The scenario witnessed in Kenya particularly during the climaxing period of the year 2008 testifies the need for credit among the common and low earning entrepreneurs. Numerous money lenders in the name of Pyramid schemes came up, promising hope among the ‘little investors,’ that they can make it to the financial freedom through soft borrowing. The rationale behind turning to these schemes among a good number of entrepreneurs is mainly to seek alternatives and soft credit with low interest rates while making profits. Financial constraint remains a major challenge facing SMEs in Kenya (Wanjohi and Mugure, 2008).

National Policy and Regulatory Environment
The national policy and regulatory environment has an important impact on technology decisions at the enterprise level. The structural adjustment programs (SAPs) implemented in many African countries are aimed at removing heavy policy distortions, which have been viewed as detrimental to the growth of the private sector. SAPs tend to severely affect vulnerable groups in the short run and have been associated with the worsening living conditions in many African countries (USAID 1991).

The findings in the study by Wanjohi and Mugure (2008) indicate that business environment is among the key factors that affect the growth of MSEs. Unpredictable government policies coupled with ‘grand corruption,’ high taxation rates, all continue to pose great threat, not only to the sustainability of SMEs but also to the Kenyan economy that was gaining momentum after decades of wastage during KANU era.

Technological Change
Change of technology has posed a great challenge to small businesses. Since the mid-1990s there has been a growing concern about the impact of technological change on the work of micro and small enterprises. Even with change in technology, many small business entrepreneurs appear to be unfamiliar with new technologies. Those who seem to be well positioned, they are most often unaware of this technology and if they know, it is not either locally available or not affordable or not situated to local conditions. Foreign firms still remain in the forefront in accessing the new technologies.

In most of the African nations, Kenya inclusive, the challenge of connecting indigenous small enterprises with foreign investors and speeding up technological upgrading still persists (Muteti, 2005). There is digital divide between the rural and urban Kenya. With no power supply in most of the rural areas, it is next to impossible to have Internet connectivity and access to information and networks that are core in any enterprise. Thus technological change, though meant to bring about economic change even among the rural lot, does not appear to answer to the plight of the rural entrepreneurs.

Poor Infrastructures
Poor infrastructures pose a major challenge to small enterprises in Kenya. In Kenya, the provision of better infrastructures has lagged behind over years. There are poor roads, inadequate electricity supply. According to the proceedings of the National Investment Conference, November 2003, Kenya still stands in need of better infrastructures. It has been the pledge NARC government (when it took over from KANU in 2002) to improve the infrastructures, but there is yet much to be done.

Scanty Markets Information
Lack of sufficient market information poses a great challenge to small enterprises. Despite the vast amount of trade-related information available and the possibility of accessing national and international databases, many small enterprises continue to rely heavily on private or even physical contacts for market related information. This is due to inability to interpret the statistical data (Muteti, 2005) and poor connectivity especially in rural areas.

Since there is vast amount of information and only lack of statistical knowledge to interpret and Internet connectivity, small enterprises entrepreneurs need to be supported. With connectivity being enhanced (by connecting Kenya globally through Fiber Optic Cable project) there is renewed hope for the SMEs.

Conclusion and Recommendations
One major question we should pose is: what solution can be offered to the plight of small enterprises in Kenya? For one, policies should aim to encourage and promote the development of local technologies. Emphasis should be on the promotion of the local tool industry to reduce reliance on imports. SMEs are said to face a “liability of smallness.” Because of their size and resource limitations, they are unable to develop new technologies or to make vital changes in existing ones. Still, there is evidence that SMEs have the potential to initiate minor technological innovations to suit their circumstances. However, for SMEs to fully develop and use this potential, they need specific policy measures to ensure that technology services and infrastructure are provided. Further, research and development institutions that are publicly funded should be encouraged to target the technology needs of SMEs.

Secondly, the problem of access to information may be attributed to the inadequacy of SME support institutions. This points to the need for a supportive policy to encourage the establishment of documentation centers and information networks to provide information to SMEs at an affordable price.

Thirdly, the government should come up with training centers for training managerial and technical courses for the small enterprises entrepreneurs. Equally, there should be business information centers.

Fourthly, government should come up with proper regulatory policies that are small enterprises friendly since many of what we have in Kenya, frustrates every effort of a junior entrepreneur. The policies we have seem to care for the well-established businesses.

Since majority of small enterprises lack finance, government should establish friendly small loaning system. This would include low interests rates to ensure the continuity of these businesses. SMEs have the potentiality of transforming the economy of a crippling nation. As such, every effort should be made to boost their growth.

Read also: SMEs Opportunities for Growth: A Kenyan Context

References
Hill, T. (1987). Small business production/operations management. Macmillan Education Ltd.

King, K. and McGrath, S. (2002). Globalization, Enterprise and Knowledge. Symposium, Oxford.

Kinyanjui, M. (2000). Tapping opportunities in enterprise clusters in Kenya: the case of enterprises in Ziwani and Kigandaini. Working Paper 525, Institute for Development Studies, University of Nairobi, Nairobi Kenya.

Muteti, J. (2005). SME Lecture Notes. Nairobi: The Catholic University of Eastern Africa (CUEA).

USAID (1991). Gender and adjustment. Mayatech Corp.

Wanjohi, A.M. and Mugure, A. (2008). Factors affecting the growth of MSEs in rural areas of Kenya: A case of ICT firms in Kiserian Township, Kajiado District of Kenya.

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Saturday, October 2nd, 2010 Grants No Comments

Internist Doctors In The Lone Star State Are Facing Challenges, Heres Why

As is the case elsewhere in the country, Internist Medicine in Texas is going through many of the same rough patches as other specializations. Of the 62966 doctors in the Lone Star state, 7713 specialize in Internal Medicine. For many of the 7713 Texas internist doctors the future is uncertain. Of those 7713 physicians, 7369 are M.D.’s and 344 are D.O.’s. While there may be some differences in training, both M.D.’s and D.O.’s are equally accredited and have the ability to become an Internal Medicine doctor. An Internist on average has at least 10-12 years of education including a B.A. (undergraduate) in a healthcare or science related area, a medical doctorate (graduate, Alleopathic or Osteopathic), and an accredited Internal Medicine residency (post-graduate).

Until the recently approved reforms to healthcare are realized, and to the current political shifts and prospective resulting consequences are also, the healthcare industry will be in limbo. The current climate in the industry is very similar to what happened when Hillary Clinton was rallying the push for healthcare reorganization in ‘93. Only when it becomes clear what the future will be, hospitals and physicians are unable and uneasy to make plans for the trying times to come.

The new health care reform, recently signed into law, from Obama claims to:

* makes insurance providers more reasonable by providing the most prominent middle class tax reduction for health care in history, reducing premium
costs for many millions of families and small business owners who are priced out of coverage today. This helps over 31,000,000 Americans afford health care who do not get it today – and makes coverage more within means for many more.
* set up a new competitive health insurance market giving tens of millions of Americans the exact same insurance choices that members of Congress will have.
* bring greater answerability to health care by laying out appropriate rules of the road to keep the cost of coverage down and prevent insurance industry abuses and denial of care.
* end discrimination against Americans with pre-existing situations.
* put our budget and economy on a more stable path by reducing the deficit by $100 billion over the next ten years – and about $1 trillion over the second decade – by cutting government overspending and reining in waste, fraud and abuse.

It is also clear from their presentation that they are anticipating attacks based on price to the American Taxpayer and to the idea that both Social Security and Medicare are at risk, that the change will simply rob Peter to pay Paul. These concerns are addressed upfront: “The Act will protect and preserve Medicare as a commitment to America’s seniors. It will save thousands of dollars in drug costs for Medicare beneficiaries by closing the coverage gap called the “donut hole.” Doctors, nurses and hospitals will be incentivized to improve care and reduce unnecessary errors that harm patients,” and further they state: “The financial health of Medicare will improve and guaranteed benefits will be preserved by ending the 14% average overpayment to private insurance companies under the Medicare Advantage (MA) program.” So not only are they protecting Medicare, but they are reducing costs, almost a hat trick.

Weak Economy

With the current economic hardship and enormous job losses across the country, these have unswervingly affected the cash flow to doctors and physicians. When jobs are gone, the bereavement of healthcare benefits is unavoidable, and so access to health care is also. However, many doctors are delaying retirement since watching the stock market wipe out their retirement funds. This delay will result in a much smaller number of employment opportunities being offered and residents who are graduating not finding as many existing jobs as before. Residents today seem to prefer not to commit to less pleasing careers, and are choosing locum tenens opportunities. They are also putting off committing to full-time employment because of the scarcity and lower pay scales. So in the forseeable future, it appears there will be a deficit of good job opportunities available.

Demographics: TX and USA

In the United States, the population of 65+ is going to double by 2035 and will reach its peak being almost one fifth of United States population. In Texas alone, 62.2% of the inhabitants are between 18 and 65. That accounts for about 15 million more people who will have passed the retirement age in 45 years. There are currently less than three, some studies show less than two, million individuals over the age of 65 to date. At the current rate of population growth for the state, that is a very steep and sudden climb for any demographic. Even though older citizens are healthier than previous generations, the numbers of disabled and chronic condition sufferers are on the rise. So the demand for health care will rise for the next 25 years and beyond. This is the driving force behind the constant growth for demand of physicians, which may result in shortages of available medical services.

Aging is also directing the supply of physicians. Up to 1/3rd of the current six hundred and fifty thousand practicing physicians will be considering retiring by the year 2020. The Lone Star state will be left with less than 30,000 of todays physicians to care for over 30 million people. A shortage of primary care physicians, such as Internal Medicine physicians, is a unique concern due to this, and also the selection of younger healthcare providers to choose to further specialize. The reason behind this is that further specialization beyond general care is needed for higher salaries to pay for their expensive education. The shortage is expected to hit rural and underserved locations the hardest.

Even with the health bill finally signed into law its effect on our health care is not known. By 2014 their will be an increase in the enrollment into health care insurance programs. This increase when, combined with the long term aging of the inhabitants, should push demand for services and therefore cost higher. However, no one yet knows what will happen to reimbursement rates from Medicare and this new program. The question is will there be rate a cut of reimbursement rates for different specialties by Medicare and this new program that may conversely become a decreasing factor of the income of all specialties, including Internal Medicine.

Clearly the Obama administration has its arms full. We are becoming older and there are fewer young people to carry this mounting financial task. The Sins of the Fathers…..

Tags: , , , , , , ,

Saturday, July 24th, 2010 Grants No Comments

Internist Doctors In The Lone Star State Are Facing Challenges, Heres Why

As is the case elsewhere in the country, Internist Medicine in Texas is going through many of the same rough patches as other specializations. Of the 62966 doctors in the Lone Star state, 7713 specialize in Internal Medicine. For many of the 7713 Texas internist doctors the future is uncertain. Of those 7713 physicians, 7369 are M.D.’s and 344 are D.O.’s. While there may be some differences in training, both M.D.’s and D.O.’s are equally accredited and have the ability to become an Internal Medicine doctor. An Internist on average has at least 10-12 years of education including a B.A. (undergraduate) in a healthcare or science related area, a medical doctorate (graduate, Alleopathic or Osteopathic), and an accredited Internal Medicine residency (post-graduate).

Until the recently approved reforms to healthcare are realized, and to the current political shifts and prospective resulting consequences are also, the healthcare industry will be in limbo. The current climate in the industry is very similar to what happened when Hillary Clinton was rallying the push for healthcare reorganization in ‘93. Only when it becomes clear what the future will be, hospitals and physicians are unable and uneasy to make plans for the trying times to come.

The new health care reform, recently signed into law, from Obama claims to:

* makes insurance providers more reasonable by providing the most prominent middle class tax reduction for health care in history, reducing premium
costs for many millions of families and small business owners who are priced out of coverage today. This helps over 31,000,000 Americans afford health care who do not get it today – and makes coverage more within means for many more.
* set up a new competitive health insurance market giving tens of millions of Americans the exact same insurance choices that members of Congress will have.
* bring greater answerability to health care by laying out appropriate rules of the road to keep the cost of coverage down and prevent insurance industry abuses and denial of care.
* end discrimination against Americans with pre-existing situations.
* put our budget and economy on a more stable path by reducing the deficit by $100 billion over the next ten years – and about $1 trillion over the second decade – by cutting government overspending and reining in waste, fraud and abuse.

It is also clear from their presentation that they are anticipating attacks based on price to the American Taxpayer and to the idea that both Social Security and Medicare are at risk, that the change will simply rob Peter to pay Paul. These concerns are addressed upfront: “The Act will protect and preserve Medicare as a commitment to America’s seniors. It will save thousands of dollars in drug costs for Medicare beneficiaries by closing the coverage gap called the “donut hole.” Doctors, nurses and hospitals will be incentivized to improve care and reduce unnecessary errors that harm patients,” and further they state: “The financial health of Medicare will improve and guaranteed benefits will be preserved by ending the 14% average overpayment to private insurance companies under the Medicare Advantage (MA) program.” So not only are they protecting Medicare, but they are reducing costs, almost a hat trick.

Weak Economy

With the current economic hardship and enormous job losses across the country, these have unswervingly affected the cash flow to doctors and physicians. When jobs are gone, the bereavement of healthcare benefits is unavoidable, and so access to health care is also. However, many doctors are delaying retirement since watching the stock market wipe out their retirement funds. This delay will result in a much smaller number of employment opportunities being offered and residents who are graduating not finding as many existing jobs as before. Residents today seem to prefer not to commit to less pleasing careers, and are choosing locum tenens opportunities. They are also putting off committing to full-time employment because of the scarcity and lower pay scales. So in the forseeable future, it appears there will be a deficit of good job opportunities available.

Demographics: TX and USA

In the United States, the population of 65+ is going to double by 2035 and will reach its peak being almost one fifth of United States population. In Texas alone, 62.2% of the inhabitants are between 18 and 65. That accounts for about 15 million more people who will have passed the retirement age in 45 years. There are currently less than three, some studies show less than two, million individuals over the age of 65 to date. At the current rate of population growth for the state, that is a very steep and sudden climb for any demographic. Even though older citizens are healthier than previous generations, the numbers of disabled and chronic condition sufferers are on the rise. So the demand for health care will rise for the next 25 years and beyond. This is the driving force behind the constant growth for demand of physicians, which may result in shortages of available medical services.

Aging is also directing the supply of physicians. Up to 1/3rd of the current six hundred and fifty thousand practicing physicians will be considering retiring by the year 2020. The Lone Star state will be left with less than 30,000 of todays physicians to care for over 30 million people. A shortage of primary care physicians, such as Internal Medicine physicians, is a unique concern due to this, and also the selection of younger healthcare providers to choose to further specialize. The reason behind this is that further specialization beyond general care is needed for higher salaries to pay for their expensive education. The shortage is expected to hit rural and underserved locations the hardest.

Even with the health bill finally signed into law its effect on our health care is not known. By 2014 their will be an increase in the enrollment into health care insurance programs. This increase when, combined with the long term aging of the inhabitants, should push demand for services and therefore cost higher. However, no one yet knows what will happen to reimbursement rates from Medicare and this new program. The question is will there be rate a cut of reimbursement rates for different specialties by Medicare and this new program that may conversely become a decreasing factor of the income of all specialties, including Internal Medicine.

Clearly the Obama administration has its arms full. We are becoming older and there are fewer young people to carry this mounting financial task. The Sins of the Fathers…..

Tags: , , , , , , ,

Saturday, July 24th, 2010 Grants No Comments

Internist Doctors In The Lone Star State Are Facing Challenges, Heres Why

As is the case elsewhere in the country, Internist Medicine in Texas is going through many of the same rough patches as other specializations. Of the 62966 doctors in the Lone Star state, 7713 specialize in Internal Medicine. For many of the 7713 Texas internist doctors the future is uncertain. Of those 7713 physicians, 7369 are M.D.’s and 344 are D.O.’s. While there may be some differences in training, both M.D.’s and D.O.’s are equally accredited and have the ability to become an Internal Medicine doctor. An Internist on average has at least 10-12 years of education including a B.A. (undergraduate) in a healthcare or science related area, a medical doctorate (graduate, Alleopathic or Osteopathic), and an accredited Internal Medicine residency (post-graduate).

Until the recently approved reforms to healthcare are realized, and to the current political shifts and prospective resulting consequences are also, the healthcare industry will be in limbo. The current climate in the industry is very similar to what happened when Hillary Clinton was rallying the push for healthcare reorganization in ‘93. Only when it becomes clear what the future will be, hospitals and physicians are unable and uneasy to make plans for the trying times to come.

The new health care reform, recently signed into law, from Obama claims to:

* makes insurance providers more reasonable by providing the most prominent middle class tax reduction for health care in history, reducing premium
costs for many millions of families and small business owners who are priced out of coverage today. This helps over 31,000,000 Americans afford health care who do not get it today – and makes coverage more within means for many more.
* set up a new competitive health insurance market giving tens of millions of Americans the exact same insurance choices that members of Congress will have.
* bring greater answerability to health care by laying out appropriate rules of the road to keep the cost of coverage down and prevent insurance industry abuses and denial of care.
* end discrimination against Americans with pre-existing situations.
* put our budget and economy on a more stable path by reducing the deficit by $100 billion over the next ten years – and about $1 trillion over the second decade – by cutting government overspending and reining in waste, fraud and abuse.

It is also clear from their presentation that they are anticipating attacks based on price to the American Taxpayer and to the idea that both Social Security and Medicare are at risk, that the change will simply rob Peter to pay Paul. These concerns are addressed upfront: “The Act will protect and preserve Medicare as a commitment to America’s seniors. It will save thousands of dollars in drug costs for Medicare beneficiaries by closing the coverage gap called the “donut hole.” Doctors, nurses and hospitals will be incentivized to improve care and reduce unnecessary errors that harm patients,” and further they state: “The financial health of Medicare will improve and guaranteed benefits will be preserved by ending the 14% average overpayment to private insurance companies under the Medicare Advantage (MA) program.” So not only are they protecting Medicare, but they are reducing costs, almost a hat trick.

Weak Economy

With the current economic hardship and enormous job losses across the country, these have unswervingly affected the cash flow to doctors and physicians. When jobs are gone, the bereavement of healthcare benefits is unavoidable, and so access to health care is also. However, many doctors are delaying retirement since watching the stock market wipe out their retirement funds. This delay will result in a much smaller number of employment opportunities being offered and residents who are graduating not finding as many existing jobs as before. Residents today seem to prefer not to commit to less pleasing careers, and are choosing locum tenens opportunities. They are also putting off committing to full-time employment because of the scarcity and lower pay scales. So in the forseeable future, it appears there will be a deficit of good job opportunities available.

Demographics: TX and USA

In the United States, the population of 65+ is going to double by 2035 and will reach its peak being almost one fifth of United States population. In Texas alone, 62.2% of the inhabitants are between 18 and 65. That accounts for about 15 million more people who will have passed the retirement age in 45 years. There are currently less than three, some studies show less than two, million individuals over the age of 65 to date. At the current rate of population growth for the state, that is a very steep and sudden climb for any demographic. Even though older citizens are healthier than previous generations, the numbers of disabled and chronic condition sufferers are on the rise. So the demand for health care will rise for the next 25 years and beyond. This is the driving force behind the constant growth for demand of physicians, which may result in shortages of available medical services.

Aging is also directing the supply of physicians. Up to 1/3rd of the current six hundred and fifty thousand practicing physicians will be considering retiring by the year 2020. The Lone Star state will be left with less than 30,000 of todays physicians to care for over 30 million people. A shortage of primary care physicians, such as Internal Medicine physicians, is a unique concern due to this, and also the selection of younger healthcare providers to choose to further specialize. The reason behind this is that further specialization beyond general care is needed for higher salaries to pay for their expensive education. The shortage is expected to hit rural and underserved locations the hardest.

Even with the health bill finally signed into law its effect on our health care is not known. By 2014 their will be an increase in the enrollment into health care insurance programs. This increase when, combined with the long term aging of the inhabitants, should push demand for services and therefore cost higher. However, no one yet knows what will happen to reimbursement rates from Medicare and this new program. The question is will there be rate a cut of reimbursement rates for different specialties by Medicare and this new program that may conversely become a decreasing factor of the income of all specialties, including Internal Medicine.

Clearly the Obama administration has its arms full. We are becoming older and there are fewer young people to carry this mounting financial task. The Sins of the Fathers…..

Tags: , , , , , , ,

Saturday, July 24th, 2010 Grants No Comments

Internist Doctors In The Lone Star State Are Facing Challenges, Heres Why

As is the case elsewhere in the country, Internist Medicine in Texas is going through many of the same rough patches as other specializations. Of the 62966 doctors in the Lone Star state, 7713 specialize in Internal Medicine. For many of the 7713 Texas internist doctors the future is uncertain. Of those 7713 physicians, 7369 are M.D.’s and 344 are D.O.’s. While there may be some differences in training, both M.D.’s and D.O.’s are equally accredited and have the ability to become an Internal Medicine doctor. An Internist on average has at least 10-12 years of education including a B.A. (undergraduate) in a healthcare or science related area, a medical doctorate (graduate, Alleopathic or Osteopathic), and an accredited Internal Medicine residency (post-graduate).

Until the recently approved reforms to healthcare are realized, and to the current political shifts and prospective resulting consequences are also, the healthcare industry will be in limbo. The current climate in the industry is very similar to what happened when Hillary Clinton was rallying the push for healthcare reorganization in ‘93. Only when it becomes clear what the future will be, hospitals and physicians are unable and uneasy to make plans for the trying times to come.

The new health care reform, recently signed into law, from Obama claims to:

* makes insurance providers more reasonable by providing the most prominent middle class tax reduction for health care in history, reducing premium
costs for many millions of families and small business owners who are priced out of coverage today. This helps over 31,000,000 Americans afford health care who do not get it today – and makes coverage more within means for many more.
* set up a new competitive health insurance market giving tens of millions of Americans the exact same insurance choices that members of Congress will have.
* bring greater answerability to health care by laying out appropriate rules of the road to keep the cost of coverage down and prevent insurance industry abuses and denial of care.
* end discrimination against Americans with pre-existing situations.
* put our budget and economy on a more stable path by reducing the deficit by $100 billion over the next ten years – and about $1 trillion over the second decade – by cutting government overspending and reining in waste, fraud and abuse.

It is also clear from their presentation that they are anticipating attacks based on price to the American Taxpayer and to the idea that both Social Security and Medicare are at risk, that the change will simply rob Peter to pay Paul. These concerns are addressed upfront: “The Act will protect and preserve Medicare as a commitment to America’s seniors. It will save thousands of dollars in drug costs for Medicare beneficiaries by closing the coverage gap called the “donut hole.” Doctors, nurses and hospitals will be incentivized to improve care and reduce unnecessary errors that harm patients,” and further they state: “The financial health of Medicare will improve and guaranteed benefits will be preserved by ending the 14% average overpayment to private insurance companies under the Medicare Advantage (MA) program.” So not only are they protecting Medicare, but they are reducing costs, almost a hat trick.

Weak Economy

With the current economic hardship and enormous job losses across the country, these have unswervingly affected the cash flow to doctors and physicians. When jobs are gone, the bereavement of healthcare benefits is unavoidable, and so access to health care is also. However, many doctors are delaying retirement since watching the stock market wipe out their retirement funds. This delay will result in a much smaller number of employment opportunities being offered and residents who are graduating not finding as many existing jobs as before. Residents today seem to prefer not to commit to less pleasing careers, and are choosing locum tenens opportunities. They are also putting off committing to full-time employment because of the scarcity and lower pay scales. So in the forseeable future, it appears there will be a deficit of good job opportunities available.

Demographics: TX and USA

In the United States, the population of 65+ is going to double by 2035 and will reach its peak being almost one fifth of United States population. In Texas alone, 62.2% of the inhabitants are between 18 and 65. That accounts for about 15 million more people who will have passed the retirement age in 45 years. There are currently less than three, some studies show less than two, million individuals over the age of 65 to date. At the current rate of population growth for the state, that is a very steep and sudden climb for any demographic. Even though older citizens are healthier than previous generations, the numbers of disabled and chronic condition sufferers are on the rise. So the demand for health care will rise for the next 25 years and beyond. This is the driving force behind the constant growth for demand of physicians, which may result in shortages of available medical services.

Aging is also directing the supply of physicians. Up to 1/3rd of the current six hundred and fifty thousand practicing physicians will be considering retiring by the year 2020. The Lone Star state will be left with less than 30,000 of todays physicians to care for over 30 million people. A shortage of primary care physicians, such as Internal Medicine physicians, is a unique concern due to this, and also the selection of younger healthcare providers to choose to further specialize. The reason behind this is that further specialization beyond general care is needed for higher salaries to pay for their expensive education. The shortage is expected to hit rural and underserved locations the hardest.

Even with the health bill finally signed into law its effect on our health care is not known. By 2014 their will be an increase in the enrollment into health care insurance programs. This increase when, combined with the long term aging of the inhabitants, should push demand for services and therefore cost higher. However, no one yet knows what will happen to reimbursement rates from Medicare and this new program. The question is will there be rate a cut of reimbursement rates for different specialties by Medicare and this new program that may conversely become a decreasing factor of the income of all specialties, including Internal Medicine.

Clearly the Obama administration has its arms full. We are becoming older and there are fewer young people to carry this mounting financial task. The Sins of the Fathers…..

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Friday, July 16th, 2010 Grants No Comments

What are the real challenges of the new SAT?

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The Scholastic Aptitude Test is one of the most widely-taken admission tests in America. The SAT evidently has become synonymous to the college application process. Moreover, it is considered to be one of the most accurate evaluating indicators of applicants’ college success.

The SAT gained amazing popularity among educational institutions, which are more likely to accept the SAT, rather than any other college testing programs.

Whereas, for students the SAT is the most important test they have to take in their life. Thus, when the matter concerns college admissions and awarding scholarship, no exam is more crucial and responsible.

That’s why, the recent innovation, introduced by the College Board, which administers the SAT, became the most controversial and nerve-racking focal point for college-bound students. Indeed, it wasn’t the bolt from the blue, because educators and learners have been waiting for some changes to come since June 2002, when the College Board announced a series of changes to the SAT that were implemented only in March 2005.

New SAT – New Challenges

The new SAT Reasoning Test was taken equivocally, to some extent, because of its complexity.

The new SAT is 3 hours and 45 minutes long, and scored on a 600-2400 scale. Besides, adding the questions from the algebra-II to math section, and changing verbal analogies and quantitative comparisons into critical reading. The SAT introduced the drastic change, which became a real challenge for the majority of high school students. For the first time it will require students to compose a timed essay.

The 25-minute essay, asking a “philosophical” questions, aims at evaluating how well students can communicate on paper and support their point of view. This section will produce a separate score on the 200-800 scale, where the essay will count only for 30 percent of the writing score, with 49 multiple-choice grammar questions. The multiple questions will ask students to identify errors, and to improve the sentences and paragraphs.

On the one hand, this sweeping change in the approach to assessment students’ writing skills is well-grounded by the employers’ demand in people with good research, organizational and referencing writing skills. It is not a secret for anyone that nowadays good writing skills are not a privilege of the writers, but an essential skill for the many. Hence, writing extends beyond the walls of the education system into students’ later life.

Gaston Carper, the new ambitious head of the College Board, claimed in response to numerous questions as per the reason of this vital alteration, “We were hearing from schools across the country, from employers all across the country: Young people are getting out of college not able to write, entering college, where writing is much more in demand.”

Thus, on the other hand this novelty put a new heavy burden on kids, who have to place more emphasize on their writing skills. Moreover, parents of some high school students cannot afford to pay for expensive preparation classes. Hence, students, having some difficulties with writing, are deprived of the opportunity to cope with the test successfully, therefore, to receive college education. It can be interpreted as discrimination for those, who cannot set out their thoughts coherently and articulately on paper, thus, are pretty good at math, and can come through critical reading with flying colors.

One more challenge for the students to face is critical reading. This is the new name for what is used to be called the verbal portion of the test, but there will be some changes. The vocabulary is de-emphasized with the end of analogies, and comprehension questions are introduced on shorter passages, or pairs of short passages, besides the traditional longer ones.

Some words are to be said about the alterations, introduced to the math section. There is a handful of high-level algebra II questions, where the special accent is made on graphs and interpreting visual data. Apparently, it won’t be a piece of the cake for anyone.

“Overall, the changes have brought praise from some, who say the new test is more relevant to what students need to know for college. But there are also concerns they will more negatively affect students from weaker schools, and that the essay makes this test more cashable.”

Meanwhile, the changes to the SAT “go through a special lens of evaluation”, and really create much confusion. Students will have to make additional preparation, beyond the regular course work, seeking for preparation courses, which offer tutoring on weak subjects, provide an opportunity to take practice tests, and emphasize the fundamentals of good essay writing.

About the author:

Linda Correli is a staff writer of http://www.CustomResearchPapers.us/ and an author of the popular online tutorial for students “What Teachers Want: Master the Art of Essay Writing in 10 Days”, available at http://www.Go2Essay.com/

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Monday, July 12th, 2010 Grants No Comments

Internist Doctors In The Lone Star State Are Facing Challenges, Heres Why

As is the case elsewhere in the country, Internist Medicine in Texas is going through many of the same rough patches as other specializations. Of the 62966 doctors in the Lone Star state, 7713 specialize in Internal Medicine. For many of the 7713 Texas internist doctors the future is uncertain. Of those 7713 physicians, 7369 are M.D.’s and 344 are D.O.’s. While there may be some differences in training, both M.D.’s and D.O.’s are equally accredited and have the ability to become an Internal Medicine doctor. An Internist on average has at least 10-12 years of education including a B.A. (undergraduate) in a healthcare or science related area, a medical doctorate (graduate, Alleopathic or Osteopathic), and an accredited Internal Medicine residency (post-graduate).

Until the recently approved reforms to healthcare are realized, and to the current political shifts and prospective resulting consequences are also, the healthcare industry will be in limbo. The current climate in the industry is very similar to what happened when Hillary Clinton was rallying the push for healthcare reorganization in ‘93. Only when it becomes clear what the future will be, hospitals and physicians are unable and uneasy to make plans for the trying times to come.

The new health care reform, recently signed into law, from Obama claims to:

* makes insurance providers more reasonable by providing the most prominent middle class tax reduction for health care in history, reducing premium
costs for many millions of families and small business owners who are priced out of coverage today. This helps over 31,000,000 Americans afford health care who do not get it today – and makes coverage more within means for many more.
* set up a new competitive health insurance market giving tens of millions of Americans the exact same insurance choices that members of Congress will have.
* bring greater answerability to health care by laying out appropriate rules of the road to keep the cost of coverage down and prevent insurance industry abuses and denial of care.
* end discrimination against Americans with pre-existing situations.
* put our budget and economy on a more stable path by reducing the deficit by $100 billion over the next ten years – and about $1 trillion over the second decade – by cutting government overspending and reining in waste, fraud and abuse.

It is also clear from their presentation that they are anticipating attacks based on price to the American Taxpayer and to the idea that both Social Security and Medicare are at risk, that the change will simply rob Peter to pay Paul. These concerns are addressed upfront: “The Act will protect and preserve Medicare as a commitment to America’s seniors. It will save thousands of dollars in drug costs for Medicare beneficiaries by closing the coverage gap called the “donut hole.” Doctors, nurses and hospitals will be incentivized to improve care and reduce unnecessary errors that harm patients,” and further they state: “The financial health of Medicare will improve and guaranteed benefits will be preserved by ending the 14% average overpayment to private insurance companies under the Medicare Advantage (MA) program.” So not only are they protecting Medicare, but they are reducing costs, almost a hat trick.

Weak Economy

With the current economic hardship and enormous job losses across the country, these have unswervingly affected the cash flow to doctors and physicians. When jobs are gone, the bereavement of healthcare benefits is unavoidable, and so access to health care is also. However, many doctors are delaying retirement since watching the stock market wipe out their retirement funds. This delay will result in a much smaller number of employment opportunities being offered and residents who are graduating not finding as many existing jobs as before. Residents today seem to prefer not to commit to less pleasing careers, and are choosing locum tenens opportunities. They are also putting off committing to full-time employment because of the scarcity and lower pay scales. So in the forseeable future, it appears there will be a deficit of good job opportunities available.

Demographics: TX and USA

In the United States, the population of 65+ is going to double by 2035 and will reach its peak being almost one fifth of United States population. In Texas alone, 62.2% of the inhabitants are between 18 and 65. That accounts for about 15 million more people who will have passed the retirement age in 45 years. There are currently less than three, some studies show less than two, million individuals over the age of 65 to date. At the current rate of population growth for the state, that is a very steep and sudden climb for any demographic. Even though older citizens are healthier than previous generations, the numbers of disabled and chronic condition sufferers are on the rise. So the demand for health care will rise for the next 25 years and beyond. This is the driving force behind the constant growth for demand of physicians, which may result in shortages of available medical services.

Aging is also directing the supply of physicians. Up to 1/3rd of the current six hundred and fifty thousand practicing physicians will be considering retiring by the year 2020. The Lone Star state will be left with less than 30,000 of todays physicians to care for over 30 million people. A shortage of primary care physicians, such as Internal Medicine physicians, is a unique concern due to this, and also the selection of younger healthcare providers to choose to further specialize. The reason behind this is that further specialization beyond general care is needed for higher salaries to pay for their expensive education. The shortage is expected to hit rural and underserved locations the hardest.

Even with the health bill finally signed into law its effect on our health care is not known. By 2014 their will be an increase in the enrollment into health care insurance programs. This increase when, combined with the long term aging of the inhabitants, should push demand for services and therefore cost higher. However, no one yet knows what will happen to reimbursement rates from Medicare and this new program. The question is will there be rate a cut of reimbursement rates for different specialties by Medicare and this new program that may conversely become a decreasing factor of the income of all specialties, including Internal Medicine.

Clearly the Obama administration has its arms full. We are becoming older and there are fewer young people to carry this mounting financial task. The Sins of the Fathers…..

Tags: , , , , , , ,

Monday, July 12th, 2010 Grants No Comments

Major challenges ahead for aviation industry

Turbulence in aviation industry due to unrelenting increase in oil price is a matter of deep concern for all airlines. Indian carriers which were until recently in a robust mood are now feeling the heat. Country’s aviation industry got the fillip with the opening up of sky by the Government in 90s. Everyone talked about India’s high-paced economy and subsequent growth for the aviation industry. All major worldwide studies predict India and China to be driving forces behind the aviation growth in coming decades.

The question today arises weather the Indian aviation industry which is still in a nascent stage can survive the heat. Most, if not all airlines in the country have reported losses not just for the third and fourth quarters, but the whole of 2007-08. And this is not any different for other airlines worldwide. So, how should the industry respond to the situation? For the time being, most airlines have resorted to cutting routes, issuing e-tickets and charging for items such as snacks and checked-in luggage to cut their losses. Some, however, have also hiked fuel surcharges to offset high ATF rates. There are a few who are even considering selling their stake. But is this the solution when the ATF prices have doubled over the last year and now form almost 80 per cent of overall operating costs and almost three-fourths of a budget airline’s ticket fare?

The industry has tough challenges ahead. Not only it has to survive the current turbulence but also it has to maintain the growth to keep the momentum going. Another challenge would be to counter green house gas emission by aircraft. Environment studies warn that emissions from aircraft are rising dramatically, with the prediction saying it will be more than double over the next 20 years. It says China and India are behind the global boom in aviation and suggests Governments should step in to tax aviation.

Aircraft manufacturing major Airbus and Boeing are working alongside engine original equipment manufacturers (OEMs) and airlines to pursue development of sustainable bio-fuels. They are constantly redesigning and re-engineering aircraft, developing lighter composite materials, more aerodynamic designs and more efficient engines. Every new generation of aircraft is more efficient, with a greater reduction in fuel-burn and emissions.

Industry’s more emphasis should be on improving the efficiency of engines in order to reduce fuel burn. It should invest more on new technology and exploration of alternative fuel sources. It needs to come up with some sort of solutions in that area. But it’s still very much early stages. Within the next few years, commercial use of alternative fuel sources is a possibility. It’s not a dream. It’s a necessity. It’s something that the industry, and all those associated with the industry, will have to come to grip with. Major challenges are ahead for the aviation industry.

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