Friends
Business Loans from Family & Friends: How to Ask, Make It Legal & Make It Work
Business Loans From Family & Friends: How to Ask, Make It Legal & Make It Work
Skipping the bank is an option: learn how to ask for money from trusted family and friends, keep it legal, and keep everybody happy. About 65% of domestic banks report that they have tightened their lending standards for commercial and industrial loans to small firms (CNN, September 18, 2008).Many entrepreneurs at the early and often untested stages of launching or expanding a small business are having difficulty qualifying for traditional bank loans or venture capital in the down economy, parti
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What About Your Friends – Weekend Get-Away
What About Your Friends - Weekend Get-Away
WHAT ABOUT YOUR FRIENDS:WEEKEND GET A - DVD Movie
Friends Series Provides Amazing Assistance in Link Building
Friends is a show, which is famous worldwide and most of the people are crazy enough to watch the entire series at least 30-40 times. The comic series is popular mainly due to its amazing sense of humor, which makes people laugh till their sides ache. People are so addicted to it, that they don’t hesitate to watch Friends over and over again.
But recently, a remarkable discovery was made by one of the fans of the show, that the show assists in link building. Anyone who has watched the show several times, will be aware of the fact, that the series subtly makes reference to certain products and brands like IKEA, Williams Sonoma and Pottery Barn. Two or three of these have appeared in each episode of the show. Friends TV show has acquired sponsors, who take care of the financial aspect of these placements in the context.
But the clever placements of these product references by the writers are just fabulous and need to be applauded. The products or brands have not been randomly or abruptly placed, but intermingled with the storyline almost perfectly.
But you must be wondering how this relates to search engine marketing. Well, to improve the rankings of a site, it is necessary to build links into the site. The link should be acquired from a reliable source and should be appropriately placed. In a show like Friends, brands have already been mentioned. This enables brand referencing, and can be compared to the linkage of one website with another. It doesn’t matter whether the link provided in Friends full episodes is paid or voluntary. The link or in other words brand reference, can be assumed as a tiny little ad placed in a very subtle manner.
Thus, Friends has undoubtedly helped in the promotion of some brands and products. But the way, the brand reference is given is quite subtle and natural and moreover, it is also in a conversational manner, which does not make the ads stick out as a thumb as is the case with many other shows.
If you watch Friends online , then you must have seen, that in an episode Joey is eating a Three Musketeers bar. The ad was so subtly and cleverly placed that most of the people were tempted to purchase a Three Musketeers bar immediately and consume it. All the brand referencing has been well executed in a similar way.
The placement of ads on a website is done in a similar way. Links, which are placed in a natural and relevant way, always succeed in extracting the maximum value for the site. With Friends TV show providing an excellent example for link building, link builders will gain a lot of help if they carefully follow the brand referencing in the series.
Friends of the Family
Fancy your chances making a fast buck from the reconstruction of Iraq? Well, you’ll need to invest in a bullet-proof vest for starters, and then make some well-connected business contacts on the ground.
That’s where the Iraqi International Law Group can help. Indeed, judging by the blurb on their website, they are the only firm worth consulting if you want to strike it rich in Iraq.
“At IILG, our task is to provide foreign enterprise with the information and tools it needs to enter the emerging Iraq and to succeed,” the website says.
“Our clients number among the largest corporations and institutions on the planet. They have chosen IILG to provide them with real-time, on the ground intelligence they cannot get from inexperienced local firms or from overburdened coalition and local government officials.”
As for its mission, the firm explains: “The lawyers and professionals of IILG have dared to take the lead in bringing private sector investment and experience to the new Iraq.
“Our task is to provide a ‘last mile’ connection between foreign capital, initiative, technology, experience and know-how and the organisations, enterprises, institutions and entrepreneurs in Iraq eager to rebuild this ancient and war-torn country, to catalyse and ignite the realisation of the new Iraq’s huge economic potential.”
IILG says it was established in the wake of the “recent coalition victory” in Iraq and is proud to be the first international law firm based inside the country.
“Many firms outside the country purport to counsel companies about doing business in Iraq,” it continues. “The simple fact is: you cannot adequately advise about Iraq unless you are here day in and day out, working closely with officials at the CPA [Coalition Provisional Authority], the newly constituted governing council and the few functioning civilian ministries (oil, labour and social welfare, etc).”
As for business contacts inside Iraq, IILG boasts that it people act “as international counsellors to the Iraq-Baghdad Chamber of Commerce, with some 300,000 members country-wide, and to the Federation of Iraqi Industrialists, representing thousands of indigenous factory owners.
Amid all this boasting about its lucrative connections, IILG is surprisingly modest about the family connections of its founder, Salem Chalabi. The website doesn’t mention that he is a nephew of Ahmed Chalabi, who just happens to be the leader of the US-backed Iraqi National Congress (INC), a member of the governing council and current president of Iraq.
Uncle Ahmed, a former banker in Jordan, fled the country in 1989 before he could be arrested in connection with a $200 million financial scandal.
He was later tried in his absence and sentenced by a Jordanian court to 22 years in prison on 31 charges of embezzlement, theft, misuse of depositor funds and currency speculation.
But has never looked back. Despite being detested by the State Department and the CIA, Ahmed Chalabi found strong support in the Pentagon and US Congress, which generously provided funds in support of his opposition to Saddam Hussein through the INC.
One of Ahmed Chalabi’s staunchest supporters in Washington is Douglas Feith, a former lawyer who is currently third in the Pentagon pecking order. The pair worked closely together in the run-up to war, with Chalabi providing “intelligence” about Iraqi weapons of mass destruction (much of which proved to be wrong) and boasting that he had a secret network inside Iraq which could be harnessed to help run the country once the US invaded.
In the event, the network did not materialise and consequently, Feith and Chalabi share a large part of the blame for the present mess.
Feith, meanwhile, has close links to the Israeli Likud party and the country’s prime minister, Ariel Sharon. He was one of the authors of the famous Clean Break document, published in 1996, which proposed overthrowing Saddam Hussein as the first step towards reshaping Israel’s “strategic environment” in the Middle East.
Feith has also argued that Jewish settlements on occupied Palestinian land are lawful – contrary to the overwhelming majority of legal opinion around the world – and has latterly been promoting the idea of supplying Iraqi oil to Israel via a pipeline.
Until recently, Ahmed Chalabi’s nephew, Salem, was a peripheral figure in the political machinations over Iraq. The only information about him given on the IILG website is that he “formerly” worked for Clifford Chance, a firm of London solicitors.
Oddly, Clifford Chance denied yesterday that he had left their firm. Rather they said he is still employed by them but is currently on sabbatical.
Shortly before the war, Salem Chalabi took part in a conference on bringing democracy to Iraq and pushed for a post-war truth and reconciliation commission on the South African model.
Later, during the invasion, the Pentagon sought to appoint him as adviser to the ministry of justice, working in Jay Garner’s ill-fated project to take over the administration of Iraq.
Salem’s dynamic new law firm is currently operating from suites 1632-1634 of Baghdad’s Palestine Hotel. This, according to the website, is a temporary arrangement “while we renovate and restore our permanent office building in the centrally situated Harthiyya district”.
Although none of the “largest corporations and institutions on the planet” have yet identified themselves as Salem Chalabi’s clients, IILG appears to be part of a carefully-constructed network aimed at channelling business into Iraq.
Interestingly, the firm’s website is not registered in Salem Chalabi’s name but in the name of Marc Zell, whose address is given as Suite 716, 1800 K Street, Washington. That is the address of the Washington office of Zell, Goldberg & Co, which claims to be “one of Israel’s fastest-growing business-oriented law firms”, and the related FANDZ International Law Group.
The unusual name “FANDZ” was concocted from “F and Z”, the Z being Marc Zell and the F beingDouglas Feith. The two men were law partners until 2001, when Feith took up his Pentagon post as undersecretary of defence for policy.
According to Salem Chalabi, quoted in the National Journal on September 13, Mr Zell is IILG’s “marketing consultant” and has been contacting US law firms in Washington and New York to ask if they have clients interested in doing business in Iraq.
This ties in with a recent announcement by Zell, Goldberg & Co that it has set up a “task force” dealing with issues and opportunities relating to the “recently ended” war in Iraq.
One of its activities, the announcement said, was to assist US companies “in their relations with the United States government in connection with Iraqi reconstruction projects as prime contractors and consultants”.
At the time, Zell Goldberg & Co made no mention of a connection with Salem Chalabi or IILG in Iraq, but said it was working in the US with the Federal Market Group. This organisation – whose website is adorned with a “God bless America” logo – specialises in helping companies to win US government contracts and claims a 90 per cent success rate.
With friends like these, it will not be surprising to find Salem Chalabi moving out of the Palestine Hotel and into his newly restored headquarters in Harthiyya district sooner than expected.
Get a Loan with a Little Help from Your Friends
When most individuals look for a loan, they traditionally turn to banks in order to gain access to the money they need. Lately though, banks are not giving loans as freely as they once had thanks to the recession woes the nation has been experiencing. Additionally, the process of dealing with a bank for a loan is a long and drawn-out process that takes time and can cost a lot of money in the form of interest charges.
Where to Turn
Outside of the traditional bank lending scenario, social lending networks are seeing an increase in interest from consumers looking for financing. Two of the key reasons people are turning to their peers for monetary loans is because the process is much more straight-forward and especially because they can secure a better interest rate from the social lending networks. While borrowers must still be credit worthy through the social lending process and possess an excellent credit score and history, the advantage over banks is the borrowers can find much lower rates than they can through a bank. Borrowers that have slightly less perfect credit can still be eligible for lower interest rates through social lending than through other borrowing outlets.
Reasons for Low Rates
Since social lending networks and processes are run entirely online, these networks have a lower overhead than bans and other lenders. The lower expense tab they have, the more of a deal they can offer to qualified borrowers.
Other Advantages and One Drawback
The process of borrowing money through a social lending network are much less complex than using a conventional lender’s process. Most social lending sites will work to find the lowest interest rates for which you are qualified and then automate the repayment process making it simple for all that is involved. The entire application process is simplified in that it is online and only takes a few minutes to complete. The drawback for some borrowers is that social lending sites often limit how much a person could borrow regardless of their credit worthiness. Most cap the amount at $25,000 so borrowers who need access to more cash may not get what they need through social lending.
As the banking industry continues to struggle since the recession problems the country has been experiencing, it will be harder for individuals and businesses to get a loan. Lenders have tightened their lending standards and may be much more inflexible than the social lending community. The communities in social lending are growing stronger every day, and unlike with most banks, those lending money may be more keen to lend based on the borrowers intentions and needs. Since the social lending community offers these advantages in addition to possible the lowest interest rates around, individuals who have not yet explored the social lending arena may want to invest some time and research into such a fast-growing, plausible concept.
Learn more about social loans
Are You Talking To Your Family and Friends About Your Direct Sales Business?
If you are looking to your family and friends to make the sales to build your business, you just might be looking in the wrong place.
I know I’m always saddened when I read training materials that suggest making a list of everyone you know and then trying to get them to both make a purchase and also join your team. In fact some training materials tell you that if this feels uncomfortable to you then direct sales might not be right for you.
There is a reason that you get a funny feeling in the pit of your stomach when you think about having to contact your long last relatives and friends you’ve not seen since the last big gathering. It feels funny, because it’s not the way to build a business.
My sister in law cuts hair. When she cuts my hair or my kids’ hair, she doesn’t charge us. Her business is not built off making money from those in her family. I have another friend who specializes in the graphic design field. When she helped me with a banner, she did not expect payment. Her business is built off of customers she has found through her marketing efforts. One more friend owns a restaurant. When his family comes to eat, they are not given a bill. They come and eat for free. So, why in direct sales are distributors told to build their businesses off of family and friends?
Before I continue, I want to be very clear that letting family and friends know you are in business is fine. It’s very different to make a statement, versus making a sales pitch.
Think very long term. Even if you knew 100 people and 50% of them ordered products from you 3 times per year, you are looking at only 13 orders per month. This is great, but it’s not a full time business. Again, you can not rely on your family and friends to build your business.
Over the years I personally have lost two friendships due to poor training from a well meaning upline leader. In both cases the upline leaders convinced my friends that if I were a true friend I would support them and that support meant joining their team. While not all prospecting efforts end relationships, it certainly can damage them. Remember that funny feeling in your stomach? You know that a potentially damaged relationship might be the result of approaching family and friends.
Instead of relying on family and friends to help you build your business, develop a marketing plan. Your marketing plan can be very simple, but it will be a plan of how you hope to find both customers and those who wish to build a business with you. Of course let your family and friends know you are in business, but market according to the plan you have created. Don’t harm relationships by approaching family and friends.
About the author:
Audrey Okaneko has been in business since 1983. She can be reached at audreyoka@cox.net or visited at http://www.scrapping-made-simple.com
Are You Talking To Your Family and Friends About Your Direct Sales Business?
If you are looking to your family and friends to make the sales to build your business, you just might be looking in the wrong place.
I know I’m always saddened when I read training materials that suggest making a list of everyone you know and then trying to get them to both make a purchase and also join your team. In fact some training materials tell you that if this feels uncomfortable to you then direct sales might not be right for you.
There is a reason that you get a funny feeling in the pit of your stomach when you think about having to contact your long last relatives and friends you’ve not seen since the last big gathering. It feels funny, because it’s not the way to build a business.
My sister in law cuts hair. When she cuts my hair or my kids’ hair, she doesn’t charge us. Her business is not built off making money from those in her family. I have another friend who specializes in the graphic design field. When she helped me with a banner, she did not expect payment. Her business is built off of customers she has found through her marketing efforts. One more friend owns a restaurant. When his family comes to eat, they are not given a bill. They come and eat for free. So, why in direct sales are distributors told to build their businesses off of family and friends?
Before I continue, I want to be very clear that letting family and friends know you are in business is fine. It’s very different to make a statement, versus making a sales pitch.
Think very long term. Even if you knew 100 people and 50% of them ordered products from you 3 times per year, you are looking at only 13 orders per month. This is great, but it’s not a full time business. Again, you can not rely on your family and friends to build your business.
Over the years I personally have lost two friendships due to poor training from a well meaning upline leader. In both cases the upline leaders convinced my friends that if I were a true friend I would support them and that support meant joining their team. While not all prospecting efforts end relationships, it certainly can damage them. Remember that funny feeling in your stomach? You know that a potentially damaged relationship might be the result of approaching family and friends.
Instead of relying on family and friends to help you build your business, develop a marketing plan. Your marketing plan can be very simple, but it will be a plan of how you hope to find both customers and those who wish to build a business with you. Of course let your family and friends know you are in business, but market according to the plan you have created. Don’t harm relationships by approaching family and friends.
About the author:
Audrey Okaneko has been in business since 1983. She can be reached at audreyoka@cox.net or visited at http://www.scrapping-made-simple.com
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