Government Grants for All

Grant Writing, Fundraising & Scholarships Mentoring Program

4Grants.Net | This video shows you how to navigate the website for 4Grants.Net’s Mentoring Program in grant writing, fundraising & scholarships. Award-winning author and educator Phil Johncock show you how you can even make 00 in the only paid internship program of its kind in the world!
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How to Get Small Business Loans When Disapproved by the SBA Program

Many small business owners have been disappointed when their applications for small business loans were disapproved by banks under the Small Business Administration’s program for America’s Recovery Capital. According to an article written by Robb Mandelbaum in the August 12, 2009 edition of The New York Times Online, “the program is off to a slow start.” It seems that most banks are reluctant to approve applications for small business loans.

Mandelbaum reports that the Small Business Administration’s program has 5 million to give away, enough to give small businesses 10,000 loans reaching as much as ,000 each. However, two months after the program was launched, there have only been 1,127 small business loans released, with a total of .8 million.

Sources are saying that banks are not very keen on participating in the Small Business Administration’s program because giving the small business loans would not be very profitable for them. Paul Merski,.chief economist of the trade association Independent Community Bankers of America, said, “There’s not a lot of profit motive in a ,000 loan stretched over six years.” Bob Seiwert from the Center for Commercial Lending and Business Banking at the American Bankers Association reveals that, because of strict underwriting standards, servicing the small business loans becomes even more expensive.

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The banks have also found more ways to restrict the approval of small business loans with the Congressional restrictions on loan eligibility. According to Congress, in order to qualify for the Small Business Administration loans, small businesses need to be both struggling and viable. That means the business should have had an “immediate financial hardship” such as a 20 percent decrease in revenue. However, the business must also be at least two years old with proof of positive cash flow in one of the previous two years. It should also submit a two year cash-flow projection proving that it will be able to afford loan payments.

Because of the Congressional restrictions, banks are more likely to approve small business loans from their existing clients. Merski said, “From a financial perspective, it really is a loan that makes sense for an existing customer. You’re not going to have to put out a lot of resources to do a very costly underwriting. You know the business.”

Those who are working in support of small businesses are very much disillusioned. An example is Alex Cooper who is a counselor at the Pima Community College Small Business Development Center in Tucson. He said he had assisted almost 30 small business owners with their loan applications but none of them had been approved. “It’s a disappointment. I thought the banks would be more interested in the community and try to help small businesses,” he said.

When the applications for small business loans are disapproved by banks under the Small Business Administration’s program for America’s Recovery Capital, small business owners still have another option. They can get the equivalent of small business loans from their credit card services.

Credit card services provide their clients with the ability to accept payments through credit cards or debit cards in person, online or through the phone. Clients who have established a certain minimum in average monthly credit card sales are qualified to apply for cash advances that are like small business loans. Payments are automatically deducted from future credit card sales.

If you are a small business owner, you do not have to go through the hassles of applying for small business loans with banks who are reluctant to participate in the Small Business Administration program. Get your trouble free small business loans from your credit card services instead.

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Sold On An Outdoor Leadership Program

Anyone who has ever been temporarily lost in the woods — or
would like to avoid the experience — will find courses of
interest in the Nova Scotia Outdoor Leadership Program (NSOLD).
Government of Nova Scotia News Releases – Office of Health Promotion (to May 10, 2005)

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Nonprofit Capacity Building Program (CLOSED)

Notice of Funds Availability / Opportunity: Nonprofit Capacity Building Program. This grant competition is currently CLOSED with a closing date of Tuesday, August 09, 2011.
Senior Corps – Grant Competition Feed

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President’s Volunteer Service Award Program (OPEN)

Notice of Funds Availability / Opportunity: President’s Volunteer Service Award Program. This grant competition is currently OPEN with a closing date of Tuesday, August 23, 2011.
Corporation for National and Community Service – Grant Competition Feed

Tags: Award, Open, Presidents, Program, Service, Volunteer

Don’t Wait For Others To Tell You Which Wealth Building Program To Use (Matt Zavadil)

As you look for the best wealth building program, think outside of the box. I suggest you’re heading down the wrong path if all you plan to do is dollar cost average into a mutual fund as your wealth building program.
Artipot: Finance > Wealth Building Articles

Tags: Building, Don't, Matt, Others, Program, Tell, Wait, Wealth, Zavadil

President’s Volunteer Service Award Program (OPEN)

Notice of Funds Availability / Opportunity: President’s Volunteer Service Award Program. This grant competition is currently OPEN with a closing date of Tuesday, August 23, 2011.
Senior Corps – Grant Competition Feed

Tags: Award, Open, Presidents, Program, Service, Volunteer

Free Scholarship Program – What Does It Entail?

The free scholarship programs are meant to help students who’ve qualified to join an institution of higher learning but may not be able to for varying reasons topmost being financial constraints.

The free scholarships especially those financed by the government require the applicants to be of outstanding academic performance. Others who award the free scholarships include the private sector, international partners or individual universities or colleges. Free scholarships can also be based on individual talent of the applicant. This is especially so with sports scholarships.

Hector Milla Editor of the “Free Scholarships And Grants” website — http://www.FreeScholarshipsAndGrants.org/free-online-scholarships-money — pointed out;

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“…However, certain criteria are used to select the beneficiaries of such programs. The common criterion is the level of education. For instance, to qualify for a university scholarship, one ought to have completed high school and obtained the desired grades. To get a free scholarship for a masters’ degree course one should have completed their undergraduate course…”

Citizenship is also an important factor in determining who qualifies for the free scholarship program. Most programs put a restriction based on citizenship so as to ensure that only persons from the target area benefit from the program.

At times the free scholarship program may have limitations based on the degree/field one is pursuing. This is especially so when the program is sponsored by the private sector who want to promote education in a given sector, for instance science–based scholarships.

Getting information on genuine free scholarship programs may at times be hard considering the increase in scams where the victims end up losing money or even lives. Usually the best way to get such information is from the respective college or university. Government education agencies can also be a reliable source of information.

“…The internet is the most convenient source of information on where to obtain these scholarship programs. There are thousands of free scholarship websites which provide all the basic qualification requirements and other relevant information. The sites give students a chance to make an online application which is much more convenient especially for international students…” added H. Milla.

Further information about trusted and reputable sources for government grants by visiting; http://www.FreeScholarshipsAndGrants.org/free-online-scholarships-money

Related Free Scholarships Articles

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Obama’s 2009 Scholarship For Moms Program Gives Mothers Up To $10,000 In Funds

If you are a single mom, I would be willing to bet that you have learned how to really stretch a dollar.  There are many things that you do without so that your children will have what they need.  Often, I am sure you find yourself saying, “No,” when you would love to say yes to their wants.  A college education would provide you the skills and knowledge to compete for higher paying jobs, but you probably wonder how you would ever afford going to school.  The answer comes from Congress and the stimulus package in the form of government scholarships for moms.

These scholarships are designed especially for moms so that they can receive higher education. President Obama believes that all Americans are entitled to college or technical school. Because of this belief, he was adamant about the government scholarships being included in the stimulus package.  You may be eligible to receive up to ,000.00 for the school year.

The great thing about these scholarships is that they are renewable and they will increase over the next few years. Government scholarships have been around for awhile in the form of Pell Grants. These grants are given to people based upon their income. As a single mom, you should have no trouble qualifying for the full scholarship.  In addition, you will never have to pay anything back because they are not like student loans!

With ,000.00 you will easily be able to afford tuition and books at many colleges.  If you have money left over, you can use it for whatever you like. Perhaps you need a new laptop for your classes or your car needs some major work.  These are the types of things that you can use the money for.

Maybe you would love to go to school and the government scholarships appeal to you but you have no idea how you will find time to do it.  Well, you need to do what many single moms are already doing which is attending classes online.  There are many accredited universities that have full degree programs available totally online.  This is a convenient way to take your courses when you have to work as well.

You owe it to yourself and to your children to give a serious look at returning to college. With the government scholarships for moms, you cannot go wrong.

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World Connect Funds New Projects In 5 Countries; Program Connects Mothers To Mothers Worldwide

World Connect Funds New Projects In 5 Countries; Program Connects Mothers To Mothers Worldwide

Waltham, Mass. (Vocus) May 4, 2010

World Connect today announced its first round of grants connecting mothers to mothers worldwide. Funding projects in Costa Rica, Dominican Republic, El Salvador, Mali and Rwanda, projects range from healthcare facility improvement and health education, to early literacy and school enhancement programs to skill workshops and business development for women, all with the central goal of improving the health and well-being of women and children.

“World Connect is pleased to celebrate Mother’s Day with our first round of World Connect Grants by connecting mothers to mothers worldwide,” said Sarah Henry, executive director of World Connect. “Through our program, we work directly with community leaders who identify solutions to challenges affecting the health and well-being of women and children in their communities. The impact is direct, immediate and life changing.”

The World Connect Grants program is a giving channel for projects led by mothers and other champions of women’s health and well-being to support health, education and/or income generation. Grants go directly to changemakers in high need communities and empower these local leaders to solve problems in their communities. World Connect Is inspiring change by giving these leaders the support they need to turn their good ideas into reality. World Connect reviews, approves and funds projects twice a year with grant awards up to $ 2,500 each.

Projects and social entrepreneurs receiving funding from this inaugural round of World Connect Grants include:

Women of Volcan Greenhouse & Nursery, Volcan, Costa Rica

Local women’s group to construct a greenhouse and nursery for fruit, vegetables, medicinal & ornamental plants. Project is designed to improve nutrition in a vitamin-deficient community and generate income for the women’s group.

Rural Maternity Improvements in Kati, Mali

Rural community health center to install solar panels and running water to improve conditions for labor and delivery. This project will make the maternity ward of the health center more inviting and improve access to healthcare services for mothers and their newborns.

World Connect Honors Community Leader

Kenia Feliz is an example of a changemaker who has been funded by World Connect and has made a meaningful difference in the health and well-being of women and children in her community.

“This Mother’s Day, World Connect is pleased to honor Kenia Feliz as a role model and passionate champion for women and children in her community,” added Sarah Henry. “When we first met Kenia, she hadn’t finished high school. Now, she is pursuing her nursing degree and has countless medical trainings and certifications. She is not only a loving mother, but a respected and community leader.”

Kenia was elected by her community in the Dominican Republic to be a health promoter. Her job involves visiting mothers in the community to encourage them to seek prenatal care, visiting newborns in their homes within the first couple of days to educate mothers about breastfeeding and potential danger signs, keeping records of visits and seeking out mothers who do not return for follow-up, and visiting patients from the community when they are sent to the local hospital.

Still Time to Send a Mother’s Day Bouquet

Looking for something special to send a mother in your life? Go to worldconnect-us.org/mothers-day-bouquet.php

World Connect offers a special alternative to the usual gifts of chocolate and flowers. Make a contribution to World Connect in honor of someone you love and support the health and well-being of women and children around the globe. By investing in World Connect, you are empowering local leaders worldwide to solve problems in their communities.

About World Connect

World Connect, formerly Infante Sano, is a non-profit organization that empowers local leaders in underserved areas worldwide to solve local problems by improving the health and wellbeing of women, children and communities. Since 2005, World Connect has contributed millions of dollars through over 230 grants and in-kind gifts, supporting more than 200 communities in eleven countries. World Connect has two giving channels: World Connect Grants, which supports changemakers in health, education and income generation projects, and Kids to Kids, which funds innovative youth arts, sports, education and environmental projects. Visit World Connect at http://www.worldconnect-us.org to learn more about the long-lasting and transformational impact of its programs.

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