Government Grants for All

Doris Day Animal Foundation Provides Grant To Muttville Senior Dog Rescue For Their Work In Rescuing Senior Dogs

Doris Day Animal Foundation Provides Grant To Muttville Senior Dog Rescue For Their Work In Rescuing Senior Dogs

San Francisco, CA (PRWEB) January 13, 2012

Muttville is proud to partner with Miss Day and her Foundation in providing education and material support to make high-quality no-cost adoptions to senior citizens.This generous grant will underwrite Muttville’s signature adoption program, “Seniors for Seniors,” bringing older dogs and senior citizens together. In recognizing the special bond between humans and dogs in their “golden years,” This grant of $ 7,000 will allow Muttville to defray the costs of approximately 25 “Seniors for Seniors”adoptions.

“When we learned about Muttville and its successful rescues of so many senior dogs, we knew we had to help,” Miss Day said from her home in Carmel, California. “We fund other charitable 501(c)(3) non-profit organizations that perform excellent work to help the animals and the people who love them. Muttville is a terrific group of volunteers doing good work, and we’re proud to be able to help.”

When Muttville adopts a senior dog into a household where at least one member is aged 60 or older, Muttville provides a “Welcome Home” kit, consisting of food bowls, a collar and leash, a doggie bed, plus a month’s supply of food and any necessary prescription medications. Additionally, Muttville offers senior-friendly home modifications, providing and installing needed improvements free of charge. These improvements can include doggie doors, baby gates, bed ramps, and sofa steps, making a new life together easier for dogs and humans alike.

Among the other grants Doris Day Animal Foundation has provided are funding for college scholarships, programs to aid senior citizens care for their pets, programs for rescue dogs, Kevlar vests for service dogs, rescues of greyhounds, run-sheds for horses, reduced adoption fees for seniors adopting senior pets, wildlife sanctuary assistance, and reduced cost spay/neuter programs as well as a feral cat TNR program, to name but a few.

The Doris Day Animal Foundation, http://www.ddaf.org, has the simple and straightforward mission of helping animals and those who love them. DDAF provides funding to other 501(c)(3) nonprofit organizations for animal welfare work with specific low-overhead programs, including animal rescue, lifetime care for search and rescue dogs, helping people care for their animals, assisting with care for horses, paying for spay/neuters and other animal-related needs.

About Muttville Senior Dog Rescue: Founded in 2007, Muttville is a non-profit, 501(c)3 organization dedicated to improving the lives of senior dogs. Muttville’s mission is to change the way the world thinks about and treats older dogs and to create better lives for them through rescue, foster, adoption and hospice. Locally, through associations with shelters and other animal organizations, Muttville rescues senior dogs and finds them new homes or provides hospice care. On a global level, Muttville provides information about caring for older dogs and support for people who do.

For more information on Muttville Senior Dog Rescue or to schedule an interview with Founder Sherri Franklin, contact:

Patty Stanton

patty(at)muttville(dot)org

http://www.muttville.org

415 871 8844

# # #

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Tags: Animal, Dogs, Doris, Foundation, Grant, Muttville, Provides, Rescue, Rescuing, Senior, their, Work

Easter Seals Meets with White House Senior Advisor Valerie Jarrett and Other Top Leaders to Make Sure Families Can Continue to Access the Critical Services and Supports Medicaid Provides

Easter Seals Meets with White House Senior Advisor Valerie Jarrett and Other Top Leaders to Make Sure Families Can Continue to Access the Critical Services and Supports Medicaid Provides

Representatives from Easter Seals visit the White House

Washington, DC (PRWEB) July 12, 2011

Today, Easter Seals and three families living with disabilities from Arkansas, Ohio and Texas visited the White House to meet with several senior leaders—including Valerie Jarrett, Senior Advisor to the President, John Carson, Deputy Assistant to the President, Jeff Crowley, Senior Advisor on Disability Policy, and Kareem Dale, Special Assistant to the President. The group discussed the positive outcomes for children with disabilities, their families, and society through access to health and developmental services provided by the Medicaid program, as well as reaffirmed why Medicaid must not be cut in current budget negotiations.

President Obama continues to convene budget talks at the White House with a bipartisan group of Congressional leaders to negotiate a compromise on deficit reduction measures that could include cuts to Medicaid. Medicaid and other federal programs provide critical – often life-saving – services to millions of Americans living with disabilities. Members of Congress are considering budget proposals that would slash funding and restructure these important programs, potentially eliminating the safety net they provide.

“We’re here to discuss the essential role Medicaid plays in the lives of children with disabilities and their families. Each year, Easter Seals serves more than 1.2 million people with disabilities, all of whom will likely rely on the Medicaid program at some time in their lives,” said James E. Williams, Jr., President and Chief Executive Officer, Easter Seals. “Medicaid has already been cut and children with disabilities will be harmed by any additional cuts to benefits or provider reimbursement rates. Our families want to help put a human face on Medicaid by sharing their personal experiences, how they’re lives have been forever changed because of the program.”

During today’s White House meeting, three working families that have children with disabilities who directly benefit from Medicaid and Easter Seals disability experts shared how individuals and their families rely on Medicaid for stability and basic heath needs and spoke to what the loss of Medicaid could mean for millions.

Meet Shannon

Shannon, age 12, and her mother, Roxanne Eaton (Columbus, Ohio). Support from Medicaid helped Shannon, who has Cerebral Palsy, receive therapies to be more independent, which in turn made it possible for Roxanne to return to work.

Meet Al

Al, age 8, and his parents, Dr. James Hunt and DeAnn Hunt (Little Rock, Arkansas). Born with Down syndrome and a heart condition, Al received physical, occupational and speech therapy through Medicaid when their private insurance ran out. He is now attending public school.

Meet Chelsy and Rebeka

Rebeka, age 5, and Chelsey, age 3, and their parents, Joselyn Martinez and Jorge Escobedo (McAllen, Texas). Medicaid helped them meet their many medical needs, including Rebeka’s feeding tube and therapies to learn to walk and chew.

Medicaid offers the stability families living with disabilities need to survive. Without it, Shannon’s mom couldn’t have gone back to work, Al wouldn’t be in a mainstreamed classroom and Rebeka would not be hitting the developmental milestones she is today.

About Easter Seals

Easter Seals is the leading non-profit provider of services for individuals with autism, developmental disabilities, physical and mental disabilities, and other special needs. Through therapy, training, education and support services, Easter Seals creates life-changing solutions so that people with disabilities can live, learn, work, and play in their communities. To learn more visit http://www.easterseals.com or http://www.MaketheFirstFiveCount.org.

Media Contacts:

Kristen Barnfield, Easter Seals

kbarnfield(at)easterseals(dot)com

P: 312.551.7147

Rachel Talen, Easter Seals

rtalen(at)easterseals(dot)com

P: 312.551.7246

###

Attachments

©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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Tags: Access, Advisor, Continue, Critical, Easter, Families, House, Jarrett, Leaders, Medicaid, meets, Provides, Seals, Senior, Services, Supports, Sure, Valerie, White

Obama’s New SBA Small Business Loan Program: 90% Guarantee Provides Welcome Relief

On March 16, 2009 President Obama, in a long awaited address, finally reached out to the 27.2 million small businesses in this country and extended his hand. He may not have gone to the mountain, but he certainly walked down Main Street and acknowledged the perils of struggling small business owners. And it was just a matter of time that he did so. After all, the American Recovery and Reinvestment Act of 2009 (“Recovery Act”) nicely laid out beneficial provisions for small businesses and just as promised, regulations have come out by the SBA to start the ball rolling. And I’m not talking about more government promises or red tape, but bottom line capital to be infused into the coffers of deserving business owners. So let’s roll up our sleeves and see one of the more important elements that was put into place on Monday.

When the Small Business Act was enacted in 1958, it had a very simple mission. Find a way to get loans to small businesses that couldn’t get them through traditional channels. It did this in an ingenious way. They knew banks where reluctant to loan to small businesses, especially startups, because of fear of failure. So the SBA collected a fee on each loan and used this as a fund to pay banks if there was a default. Bingo, there was invented the SBA guarantee fee. It doesn’t take a degree in rocket science from MIT and an MBA from Harvard to know this gives incentives to the banks to make more loans.

SBA loan programs historically had guarantees of 85% for loans of 0,000 or less and 75% for loans greater than 0,000 (13 CFR Part 120). On the other hand, there are some programs that only go as high as 50%, including the Express Loan program (for those types of loans the new guarantee will not change).

As we all know, on February 17, 2009 the President signed into law the Recovery Act which, under section 502, authorized the SBA to guarantee loans up to 90%. On Monday, the SBA completed its review of the legislation and announced in a Policy Notice that indeed the guarantee would go up to 90% effective March 16th under the various 7(a) SBA loan programs.

Think about this for a moment. Simple math tells us more guarantee, the greater the likelihood of the bank making the loan. For goodness sakes, 90% is tapping on the door of a 100% guarantee! Also note the guaranteed portion is typically sold on the secondary market (which has recently shut down to almost nothing) so there is more chance for loans to be sold and more money to go back into the coffers of the banks for further lending.

Now let us translate this into popular programs for small businesses. The Community Express Loan Program allows quick and reasonably priced SBA loans up to 0,000 (although most lenders are dispersing monies in the neighborhood of between ,000 and ,000 unsecured). They are now guaranteed to 90%. And remember there are lenders now making such a loans even in this economy. The equally popular U.S. Patriot Express Loan Program for veterans and their spouses or windows, goes to 0,000 and is also guaranteed now to 90%. At the same time, the workhorse 7(a) loan program, which is usually for loans in the hundreds of thousands of dollars, was likewise increased to 90%. Not to bore you with the details, but the only exceptions are almost minuscule, namely the guarantees are not used for business ventures involved in gambling, aquariums, zoos, golf courses, or swimming pools. Further, the SBA will not issue a guarantee to a borrower that hires, recruits, or refers for a fee, employees that are unauthorized aliens as defined by the Secretary of Homeland Security.

And it gets even better. Banks that are already SBA lenders don’t have to do anything different in the loan process. Namely, there is no change to the submission process to get a SBA guarantee loan number. They simply get their approvals from the same central processing units throughout the nation as they did before. The same streamlined paperwork.

Of course, taxpayers’ dollars will be funding these guarantees, especially since the borrower no longer pays for a guarantee fee on closing. In other words, the 90% guarantee will stay in effect as long as there is money appropriated by Congress. The current estimate is that approximately .7 billion will be allocated for these guarantees, of course depending upon the loan volume and default rate.

So how will the banks react to this news? Many experts predict in a favorable manner. Obviously, with a 90% guaranty, there is less risk if the loan goes south. This also means the traditional robust secondary market for purchasing government backed loans, once it starts to kick-in, will also find them desirable for purchase in investment pools. There is also another intangible you don’t read about in the news: The environment in Washington has never been better for small businesses. You now have an Administration that respects small businesses and wants to do everything it can to engender their success.

Translation: banks are comfortable with the new SBA (as opposed to the more insular and contentious regime under the Bush administrations that spent more time fighting and failing to communicate with lenders than trying to treat them as partners) and so more willing to make loans even though the default rates go higher. They know the Obama Adminstration will probably understand the situation because of current market conditions.

So for the small business owner, this news of 90% guarantees is very favorable. Why did it take them so long?

Related Veterans Small Business Loan Articles

Tags: Business, Guarantee, Loan, Obama's, Program, Provides, Relief, Small, Welcome

Federal Stimulus Money Provides Scholarships for Moms to Return to School

With the economy tight, one thing is certain; those with higher education degrees have better jobs and better job security. Unfortunately, for many single moms, the college degree seems like an elusive dream.

This doesn’t have to be. President Obama made sure that money was included in his stimulus package to provide scholarships for moms. He realizes that when times are tough, low income families often suffer the most. And the sad truth is that if you are a single mom, you very well could fall into that category.

If you have a passion for learning and know that you always wanted a professional career, then this is the time for you to get started. Scholarships for moms can award grants up to ,000.00 per year to those who are qualified. This money will go a long way in funding your education.

Maybe you think this is great but you still need to work, and have the kids to take care of. Well, with the increase in the number of online colleges and programs, you are able to take your classes in your own home. You can go to school after your kids go to bed.

Grants are not the same as a loan in that a grant does not require that you repay it. This is great news if you don’t want to graduate college only to have another debt to pay. The money can be used for any number of things you may need from a new computer to books and supplies.

You don’t have to wait any longer to have that college education. Find out how you can receive your scholarship for moms today.

Find More Money For Scholarships Articles

Tags: Federal, Moms, Money, Provides, Return, Scholarships, School, Stimulus

A New Website Provides Free Information On Government Grants For Women And Grants For Minorities

Government grant programs are currently providing much needed resources to many in financial distress. In particular, free government grants for women and grants for minorities can be accessed at a new site designed to help in these troubling times.
SJT Enterprises Latest Press Releases

Tags: Free, Government, Grants, Information, Minorities, Provides, Website, Women

Instant Loan Provides Instant Money In Emergency Conditions

At time we face certain unexpected and emergency situations and we might not have funds to meet this unexpected situation. In such situations, instant cash loan fulfills our needs. As the words ‘instant loans’ itself describe, Instant Loans are special purpose loans that fulfill the emergency loan requirements of borrowers. Instant loans are borrowed in case of extreme urgency of money but for very short period for example one may need money immediately for reasons like illness, accident, admission deadline etc. Instant loans can be used for any purpose whether it is paying medical bills, admission fees, buying a car, home renovation or anything else.

Since instant loans are required in urgent situation, instant loans are approved fast without any elaborate documentation. Normally, it does not take more than a day to the lenders to credit instant cash loan in borrower’s account. If it is a holiday, the loan is transferred by the first day.

The eligibility for borrowing instant loans are that you should have a full-time employment or a regular source of income along with a current bank account. You can borrow an instant loan, even if you have a bad credit record, because, Instant loan does not involve any credit check and does not involve much documentation. So the basic criteria for availing instant loan are:

• A regular source of income or a full-time employment
• A current valid bank account

Key features of Instant loans are:
• Higher Interest rate
• Loan amount between £250 to £1000, though depends upon income level

The interest rates with instant loans are generally higher than other types of loans, since it becomes quite risky for lenders. The interest rates and loan amount are dependent on monthly income also. However, the loan amount varies from £250 to £1000. The repayment of instant loans is made when you get your next paycheck.

Overall, owing to its great importance in emergency monetary conditions, instant loans have many takers.

Tags: Conditions, Emergency, Instant, Loan, Money, Provides

Wellness Fund Provides Boost To Annapolis Valley Projects

People in the Annapolis Valley can look forward to healthier
communities thanks to a financial boost of almost $ 39,000 to the
Annapolis Valley Health Authority, from the Office of Health
Promotion. Funds will be awarded to successful applicants through
the area’s five community health boards.
Government of Nova Scotia News Releases – Office of Health Promotion (to May 10, 2005)

Tags: Annapolis, Boost, Fund, Projects, Provides, Valley, Wellness

Wellness Fund Provides Boost to Cumberland Projects

People in the Cumberland area can look forward to healthier
communities thanks to a financial boost of almost $ 24,000 to the
Cumberland Health Authority, from the Office of Health Promotion.
Funds for community health projects will be awarded to successful
applicants through the area’s three community health boards.
Government of Nova Scotia News Releases – Office of Health Promotion (to May 10, 2005)

Tags: Boost, Cumberland, Fund, Projects, Provides, Wellness

Unsecured loan For Tenant- Provides Financial Security without Any Collateral

Unsecured loan For Tenant- Provides Financial Security without Any Collateral

Unsecured Credit and Debt Settlement Solutions

Are you a non home owner, council tenant, renting or living with your parents and going through from cash crisis? Unsecured loans could be the perfect financial solution to opt for as you can get easy external funds with ease without any hurdles in the application and approval. These loans gives you fast access to the cash you need at highly competitive interest rates. It arranges you simple and hassle free cash with mere hassles. You can use the borrowed amount for any of the purpose like home improvements, debt consolidation, new car, dream holiday, cosmetic surgery or a deposit on your first home.

Unsecured loans basically are loans where one doesn’t have to give a security to hedge the loan with. It means that it will come across as a boon to people who don’t have an asset to declare or a security to assure that they would pay the loans. Generally as a rule these loans are difficult to obtain as it’s the banks risk at which the loan is given and if the borrower defaults the bank would have to suffer immense loss. Thus these loans have a higher rate of interest. Not as high as loans given to people with a bad credit history but higher then loans given on the basis of a security.

Unsecured loans can be termed as a helpful financial program that assists you in catering the personal needs without any boundations by the lender. In order to secure this loan technique, you can easily get applied with online procedure. The online procedure just requires a simple form to be filled with little personal and professional details.

These loans are not only a financial help for the borrowers but also a low cost assistance for them. The interest rate on such loans is lower as compared to other loans. In addition to this, these loans are free from many implicit costs which are involved in the loans with security. These costs may relate to the maintenance expenditures of the documents involved in the security for the loans. Thus, these loans are an economical way to fulfill the financial requirements of a person.

Application is totally free from collateral. You just only have to fill an application from via online with your personal and professional details. You don’t have to go to the lender personally and get involved in any kind of documentation and fussy paperwork. Your application will get approved in few hours and the funds get transferred in your account automatically.

Tags: Collateral, Financial, Loan, Provides, Security, Tenant, Unsecured, without

Bad credit loan company – Why do a bad credit loan company provides finance?

Sometimes you might be asked yourself why does any bad credit loan company would offer any type of loan to a person who has already defaulted in making repayment of earlier loan facilities, and therefore risk its money? Obviously, there are significant reasons behind supplying money to people suffering from bad credit, which can be divided into monetary and non-monetary reasons. The monetary reasons drive bad credit loan companies more than the non-monetary reasons. Bad credit loan companies are capable to offer several types of loans at higher interest rates and also charge other fees and charges related with the loan or any other involved process at higher levels. People use to describe this type of lending as predatory lending. Some of big names in United States were hurt badly by sub prime lending. Sub prime lending stands for lending money to individuals that are undergoing from poor or bad credit. There are some companies that provide loans for assisting people further than his poor credit. Such procedures are included under non-monetary reasons. These companies let an individual to repay the loan taken, through flexible terms and conditions, which eventually improves the credit score of this person.

In the last few years, many companies supplied mortgage and home loans to people suffering from bad credit. But loans again became bad when such people again defaulted in accomplishing payments. In the past few years, number of foreclosures has been constantly increasing regardless of the fact that many of the bad credit loan companies waived the late interest fee and delayed the repayment schedule. This is actually an alarming condition and Federal Government has applied measures for helping all those companies as well as to increase the money supply by reducing the home loan and mortgage rates.

Categories of bad credit loan companies. A simple review:

The first category of bad credit loan companies involves companies supplying bad credit home loan. It is provided by taking home as collateral and a person can take several types of bad credit home loans. These include bad credit fixed and variable mortgage loan, bad credit home equity loan, bad credit home refinance loan, etc. If you wish to improve your credit history as well as fulfill your financial requirements, will be better to use equity built up in your home. There are numerous companies that provide bad credit home equity loans to individuals. These loans are offered at reasonably lower interest rates and allow people to increase his credit score in a desired way. Even debt consolidation loans are also provided against the home equity, whereby a person is capable to repay all of his existing debts through a single monthly payment at lower rate. This also allows people to make some saving.

The second category of bad credit loan companies consist of Payday loan Companies or Personal loans companies. Payday loans are known by diverse names as loans until payday, fast cash loans, etc., and are categorized under personal loans. Nowadays, online bad credit personal loan companies are becoming more popular and there are certain motives for this. Firstly, people can apply for the loan online, and the loan amount is provided after the completion of paperwork. It is not mandatory to visit the office of lender for signing the entailed documents, since the same are couriered to the client, or the sales representative of the company would visit him/her. Furthermore, these sources are able to provide bad credit loans at lower interest rates than their brick and mortar counterparts, since there are lower expenses related with online lenders. Bad credit personal loan are amongst the preferred loans offered by the bad credit loan companies. This is due that people can get the loan amount in very short period of time, there are no prepayment penalties in nearly all of personal loan, there is no restriction concerning the use of the loan amount, and other terms and conditions are convenient.
Best of Luck!

Tags: Company, Credit, Finance, Loan, Provides