Government Grants for All

Quick Cash: The Story of the Loan Shark

Quick Cash: The Story of the Loan Shark

Loan sharks may conjure up an image of tough guys in fedoras looking to make a profit off of desperate people in dire financial straits, but in reality, lenders who advance small sums of cash at high interest rates until payday existed long before organized crime entered the trade. Today the businesses that fill this niche in the credit market prefer the name ‘payday lenders’ rather than loan sharks, but most large cities are still a hotbed of usurious lending, and the landscapes are dotted

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Tags: Cash, Loan, Quick, Shark, Story

Lady with a Past: A Petulant French Sculptor, His Quest for Immortality, and the Real Story of the Statue of Liberty

Lady with a Past: A Petulant French Sculptor, His Quest for Immortality, and the Real Story of the Statue of Liberty

San Francisco, CA (PRWEB) October 28, 2011

Much of what you learned in grade school about our most beloved American icon is wrong, writes bestselling author Elizabeth Mitchell in Lady with a Past, a new Byliner Original e-book to be published October 26. For starters, the Statue of Liberty was originally meant for Egypt, conceived to be a giant slave greeting travelers on the Suez Canal. And when instead she landed on American shores, she wasn’t an outright gift from France, but the remarkable scheme of a grandiose Frenchman who tried to hustle everyone from Ulysses S. Grant to Henry Wadsworth Longfellow in an attempt to get his colossus built—somewhere.

In this surprising and entertaining biography of America’s most famous metal Amazon, Elizabeth Mitchell, author of the Byliner Original bestseller The Fearless Mrs. Goodwin, provides a portrait of not just the Statue of Liberty but her deluded creator. Powered by fierce ambition and ego, Frédéric Auguste Bartholdi spent nearly two decades building Lady Liberty, which he considered to be less a symbol of freedom than a monument to himself. In Bartholdi’s remarkable, mostly overlooked diary and in colorful letters to his mother—the model for Liberty’s imposing face—Mitchell finds a comically self-serving artiste who looks down his Gallic nose at the young and burgeoning United States. But it’s those same “subpar” Americans who, in the end, get the job done. Timed to the 125th anniversary of the statue on October 28th, 2011, Mitchell’s book tells the real, unvarnished story of how Lady Liberty, beacon to the world, came to be.

Elizabeth Mitchell is the author of Three Strides Before the Wire: The Dark and Beautiful World of Horse Racing; W: Revenge of the Bush Dynasty; and the Byliner bestseller The Fearless Mrs. Goodwin, about the adventures of New York City’s first female police detective.

Byliner Originals are e-books of compelling nonfiction that can be read in a single sitting. Other Byliner Originals include Jon Krakauer’s Three Cups of Deceit, Ann Patchett’s The Getaway Car, William T. Vollmann’s Into the Forbidden Zone, The Cartel by Taylor Branch and Cooking Solves Everything by Mark Bittman. The companion website, Byliner.com, combines curated archives of the best nonfiction writers’ work with personalized recommendations. It allows fans of great storytelling to easily find, share, and discuss new and classic work by their favorite authors.

Lady with a Past will be available for $ 1.99 at BarnesAndNoble.com, as a Quick Read in Apple’s iBook store, in the Amazon Kindle Singles store, and in the Google eBookstore.

For an Advanced Reader Copy of Lady with a Past or to schedule an interview with Elizabeth Mitchell or Byliner’s editors, please contact Clare Hertel at clare(at)byliner(dot)com; 505-474-6783.

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Tags: French, Immortality, Lady, liberty, Past, Petulant, Quest, Real, Sculptor, Statue, Story

Identity Theft: The Michelle Brown Story

Identity Theft: The Michelle Brown Story

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Tags: Brown, Identity, Michelle, Story, theft

Grant Shapps: Byker success story ‘the embodiment of the Big Society’

Housing Minister Grant Shapps has today put power firmly in residents’ hands by giving the green light for the iconic Byker Estate in Newcastle to be put into community control. (continues…)
Department for Communities and Local Government: Housing news articles

Tags: 'The, Byker, embodiment, Grant, Shapps, Society, Story, Success

Business Start Up Loan – Script Your Own Success Story With The Right Finance Method

If you thought generating ideas for your business was a difficult task, then arranging necessary finance in the form of business start up loans would seem even more difficult. Many entrepreneurs succumb at this stage, only to lead their idea to dumps. Entrepreneurs, who withstand the challenges of the process, continue to shine in the world of business.

Capital has been rightly referred to as the lifeblood of any business. Business starved of capital during the initial stages of its formation, would be similar to malnourished children who were not fed properly during their childhood. The growth of the business will be stunted, often affecting negatively its productivity and efficiency.

Entrepreneurs no longer have to depend solely on their own resources for purposes of capital. Many loan providers are ready to finance promising business ventures. The loan is referred to as business start up loan. Amounts on business start up loan ranges from £30,000 to £250,000. Entrepreneurs can qualify for more loan amount, provided the business plan is very attractive. Loan proceeds will primarily be used for purchasing the necessary machine and equipments, paying for legal documentation, maintaining office and any other expenses that crop up during the initial formative period. Moreover, business start up loan contributes towards the working capital.

Borrowing through business start up loan is fraught with a number of challenges. The very first task in the process will be to generate faith in loan providers that the amount lent on account of business start up loan will be safely returned. Preconceived notions about new entrepreneurs make the task difficult. The negative notions are further strengthened through two factors:

* Firstly, borrowing entrepreneur has zero or very less credibility in the market at the particular point of time. Loan providers fear risking the loan amount on borrowers with low credibility.

* Secondly, the borrowing entrepreneur is still to form business or the business is still to show results. Lending at this stage, without having knowledge about how the business fares in the long run, is perilous for the loan provider.

The borrowing entrepreneur is thrown into a dilemmatic situation wherein they cannot prove their worth till they start business. They cannot start business until they get the necessary finance. And they cannot get the necessary finance till they are able to prove their worth.

However, not all loan providers look at new venturists with suspicion. New venturists are considered a unique group of people who have a unique set of characteristics. A sound and foolproof business plan works well for new entrepreneurs. Bankers study the plan well and then decide if it will be viable to lend.

Guaranteeing payback through collateral is another important method of getting good deals in business start up loans. These are referred to as secured business start up loans. As a part of this method, the borrower will have to offer lien on certain asset/assets to the loan provider. This process is also referred to as hypothecation. Though the asset will continue to be in possession of the borrower, loan provider has every right to claim the asset in case of non-payment of loan.

Loan terms for business start up loan ranges from 5 to 25 years. Given the unique income structure of businesses and self-employed individuals, wherein income is not guaranteed, flexible repayment schedule will be especially helpful. Under a flexible repayment schedule, the borrower gets to repay in the manner that he chooses. Monthly repayments can be increased, reduced and discontinued altogether depending on the entrepreneurs finances. The arrangement will have to be accepted by the loan provider. Sometimes, regular payments for a certain period may be the prerequisite for flexible repayment schedule.

Business start up loans may exceed personal loans in terms of interest rate. The typical APR on a business start up loan will be anywhere between 7-13%. Online comparison and searching loan providers will ease the process, besides improving the quality of deals. Rates may go upwards depending on the presence and value of collateral and the credit status of the borrower.

Business loans will not suit borrowers who want full control over their business. Some loan providers would like to dictate terms and thus curb the control of the entrepreneur over his business. The borrowing decision must be made only after an impartial and impatient study of the pros and cons of the method.

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Tags: Business, Finance, Loan, Method, Right, Script, Start, Story, Success

Targeting student gambling: as gambling rates rise on campus, schools are taking a harder look at the consequences and searching for solutions.(Cover story): An article from: University Business

Targeting student gambling: as gambling rates rise on campus, schools are taking a harder look at the consequences and searching for solutions.(Cover story): An article from: University Business

This digital document is an article from University Business, published by Thomson Gale on January 1, 2008. The length of the article is 2878 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

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Title: Targeting student gambling: as gambling rates rise on campus, schools are taking a harder look

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Tags: Article, Business, Campus, Consequences, From, Gambling, Harder, look, Rates, rise, Schools, Searching, solutions.Cover, Story, Student, Taking, Targeting, University

Homeless to Harvard – The Liz Murray Story

Homeless to Harvard - The Liz Murray Story

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The Story Behind Why Women are Likely Candidate for Individual Government Grants

Stories and headlines about women most likely to avail government grants are proliferating everywhere, which might prompt men to cry out for gender bias. Although this will also come as stereotyping women to be a damsel in distress, an image long associated to them, yet this is still a welcome relief for women across the country. Why? Let me give you a hindsight, statistic show, not only in the United States but worldwide, that there are more women than men, so if we factor out how many women living in poverty, whether single, married or as a single parent, the number will be staggering compared to men.

This could be the principle behind why special attention is certain to the female sector in many of the government’s grants program. In fact, non-profit organizations whose main purpose is to provide assistance to women such as training them to set up business ventures, is also rubbed off with this special attention for getting government grants. To put it simply, when this sector is empowered to allow them to earn and make money by either employment or as an entrepreneur, this will lead to a sound economic atmosphere for a country; try to visualize this in your mind.

So when women are in danger of financial mishaps, such as debts due to student loan, mortgage problem by a single mother and other relative situations, the government is more understanding and welcoming to this gender. Grants may not be in the form of awarding money for debt relief, but counseling and preparing for bail-out package proposals, will be closely assisted by certain government agencies like the US Small Business Administration. Likewise, the said agency will also refer financially beleaguered women to non-profit organizations to avail free training services to ensure sustainable solutions from financial problems.

In a nutshell, a woman is actually government’s favorite gender, besides, there are more female voters than the mail, so they might as well build up strong followers from this sector, where such government program will be appreciated more, because (gasps) women are generally grateful than men. So feminists out there, carry on!

***Update***
I have done a bit of research for you. These Government Grant Experts can help you get the grants you deserve by helping you get out of debt fast. You can find out if you qualify for a Government Grant for free!

Tags: Behind, Candidate, Government, Grants, Individual, Likely, Story, Women

The Story Behind Why Women are Likely Candidate for Individual Government Grants

Stories and headlines about women most likely to avail government grants are proliferating everywhere, which might prompt men to cry out for gender bias. Although this will also come as stereotyping women to be a damsel in distress, an image long associated to them, yet this is still a welcome relief for women across the country. Why? Let me give you a hindsight, statistic show, not only in the United States but worldwide, that there are more women than men, so if we factor out how many women living in poverty, whether single, married or as a single parent, the number will be staggering compared to men.

This could be the principle behind why special attention is certain to the female sector in many of the government’s grants program. In fact, non-profit organizations whose main purpose is to provide assistance to women such as training them to set up business ventures, is also rubbed off with this special attention for getting government grants. To put it simply, when this sector is empowered to allow them to earn and make money by either employment or as an entrepreneur, this will lead to a sound economic atmosphere for a country; try to visualize this in your mind.

So when women are in danger of financial mishaps, such as debts due to student loan, mortgage problem by a single mother and other relative situations, the government is more understanding and welcoming to this gender. Grants may not be in the form of awarding money for debt relief, but counseling and preparing for bail-out package proposals, will be closely assisted by certain government agencies like the US Small Business Administration. Likewise, the said agency will also refer financially beleaguered women to non-profit organizations to avail free training services to ensure sustainable solutions from financial problems.

In a nutshell, a woman is actually government’s favorite gender, besides, there are more female voters than the mail, so they might as well build up strong followers from this sector, where such government program will be appreciated more, because (gasps) women are generally grateful than men. So feminists out there, carry on!

***Update***
I have done a bit of research for you. These Government Grant Experts can help you get the grants you deserve by helping you get out of debt fast. You can find out if you qualify for a Government Grant for free!

Tags: Behind, Candidate, Government, Grants, Individual, Likely, Story, Women

The Story Behind Why Women are Likely Candidate for Individual Government Grants

Stories and headlines about women most likely to avail government grants are proliferating everywhere, which might prompt men to cry out for gender bias. Although this will also come as stereotyping women to be a damsel in distress, an image long associated to them, yet this is still a welcome relief for women across the country. Why? Let me give you a hindsight, statistic show, not only in the United States but worldwide, that there are more women than men, so if we factor out how many women living in poverty, whether single, married or as a single parent, the number will be staggering compared to men.

This could be the principle behind why special attention is certain to the female sector in many of the government’s grants program. In fact, non-profit organizations whose main purpose is to provide assistance to women such as training them to set up business ventures, is also rubbed off with this special attention for getting government grants. To put it simply, when this sector is empowered to allow them to earn and make money by either employment or as an entrepreneur, this will lead to a sound economic atmosphere for a country; try to visualize this in your mind.

So when women are in danger of financial mishaps, such as debts due to student loan, mortgage problem by a single mother and other relative situations, the government is more understanding and welcoming to this gender. Grants may not be in the form of awarding money for debt relief, but counseling and preparing for bail-out package proposals, will be closely assisted by certain government agencies like the US Small Business Administration. Likewise, the said agency will also refer financially beleaguered women to non-profit organizations to avail free training services to ensure sustainable solutions from financial problems.

In a nutshell, a woman is actually government’s favorite gender, besides, there are more female voters than the mail, so they might as well build up strong followers from this sector, where such government program will be appreciated more, because (gasps) women are generally grateful than men. So feminists out there, carry on!

***Update***
I have done a bit of research for you. These Government Grant Experts can help you get the grants you deserve by helping you get out of debt fast. You can find out if you qualify for a Government Grant for free!

Tags: Behind, Candidate, Government, Grants, Individual, Likely, Story, Women