Traveling
Life After Retirement – Senior Living Ideas From Housing to Traveling, Hobbies, and Social Activities
Life After Retirement - Senior Living Ideas From Housing to Traveling, Hobbies, and Social Activities
Contents include:
Choosing A Retirement Community
A Senior Rail Card Is Your Ticket To Ride
Choosing Senior Apartments
Choosing Senior Homes
Consumer driven Senior Health Insurance
Choosing Senior Home Care
Choosing Senior Living Properties
Exploring The Options Of Senior Medical Insurance
Nurturing Senior Independence In The Comforts Of Home
Essential Packing Tips For Senior Citizen Cruises
Ideas For A Retirement Gift
Are You Traveling The Path Of Lease Resistance?
When pastors and church members contemplate building a new church, they often think in terms of a new edifice, a glorious building with stained glass, tastefully painted walls and high ceilings. But in the rush to plan and fund four walls and a roof, some churches might overlook a key element: what to put in the new building. Quality sound, lighting and presentation equipment can make the difference in how people perceive the life-changing message you’re presenting.
In the ideal situation, the presentation technology needs of your building have been addressed from day one of the planning process. The building itself has been designed from the inside out, focusing first on the shape, size and acoustic character of the sanctuary. If you’re really on track, this emphasis on quality worship elements has led you to place a skilled sound engineer into a peer working relationship with your architect.
In a perfect world, the technical equipment has been carefully chosen and integrated into the facility to generate the optimal stimulation of the senses, creating a veritable work of sight and sound art. In this ideal scenario, your plans have included technical needs in the project budget and the equipment in question has been funded as part of the building’s overall financing package. This astute financial approach has thus accounted for lower interest rates, extended repayment times and a lower overall cost for your capital investment. The end result is a seamlessly integrated setting for pure worship and life change.
Unfortunately, we don’t live in a perfect world. There are those churches that delay planning on technical requirements until they are well into the capital campaign, then add them at a too-late point in the funding and design process. Other churches might undergo a change in leadership only to discover that their new pastor wants a higher level of quality in technical equipment. Still others might find that construction costs have stressed their finances to the point that they simply cannot afford the right quality of equipment. In these situations, buying may take a back seat to leasing.
Leasing is often more closely associated with the automotive industry, but it is gaining increasing popularity in the church world. In the old days, the major capital outlay for technology might have consisted of replacement ivories for the pipe organ or a new batch of leatherette hymnal covers. In this era of rapidly changing technology, churches are relying more frequently on unique communications technologies utilized in education, entertainment or corporate America. Video projectors, wireless transmitters, sophisticated sound mixing equipment and even smoke machines are integrated into church services designed to appeal to the increasingly sophisticated participants in our interactive culture. Your church may never need a smoke machine but as a teacher, you might agree that if the Word can’t be clearly heard, it may not get the job done.
Churches face growing competition from the countless recreation options that people have on a Sunday morning. They aren’t competing so much with other churches any more but with other institutions that inform, educate and entertain (e.g., television, amusement parks, movies or concerts). Although a Ricky Martin concert will never match a Billy Graham sermon for substance and eternal significance, polished shows by Martin and other entertainers set a standard for technical excellence that people then associate with “professional” organizations. Conduct a service or two with dead microphones, shrieking feedback and a bass-heavy mix that shakes the windows and see how many people come back. It pays to use the right tools.
Even if your church wants to capitalize on the available communications technology, your financial situation might keep you from touching the quality of equipment you desire. There are some churches that will squirrel away money for the day they can pay cash for a particular item. However, the rate at which your church account can accumulate dollars is often exceeded by the rate at which the technology items increase in price. Leasing can help churches get the quality equipment that they need to reach people now without crippling them financially.
Also, some technology items might add value in terms of convenience and quality to your operation, but are either difficult to maintain or too expensive to justify purchasing. An example of this outside the sanctuary is office equipment. You may need a copier to duplicate your bulletins, your ministry fliers and the endless paperwork of churches. However, your church secretary may not have the training necessary to maintain a copier and your budget might not support the price of a purchase. A lease on this type of item–with its accompanying maintenance and service features–can save endless headaches for you and your people.
Like any technology product, church presentation equipment is on a rapidly rising curve of innovation, development and change. Gizmos that elicited a “wow” in your main service a year or even six months ago may have already been relegated to your children’s service or the Tuesday bridge club. This rapid pace of change can severely impact the value of an item once the church purchases it. Depreciation is a fact of life. However, when you’re dealing with high-tech equipment, obsolescence can accelerate that depreciation to distressingly low levels. Leasing can take the edge off of this depreciation.
Also, leasing offers a certain degree of flexibility. Although a lease term may run three years or more, it can give you the chance and the incentive to upgrade your presentation technology so that you can continue to communicate in the most effective way possible. In some respects, it can be almost like a test-drive of your equipment.
Leasing is not for everyone, nor is it appropriate in every situation. Your decision will likely be based on a few pros and cons. The cons must be considered as you begin your thought process. First of all, leasing can end up costing more in the long run due to the various charges and interest that companies may charge. Secondly, a poorly- or deceptively-written contract can put you in a bind at the end of the term or if the item is damaged.
On the pro side, leasing allows you to hang onto your existing capital in the near term. Also, you get your hands on a better grade of equipment than if buying outright. In addition, leasing can inoculate you from the scourge of obsolescence that eventually diminishes the value of every technical creation. Finally, a relationship with a reputable leasing company might position you to upgrade your equipment over the course of the lease agreement as new technologies emerge, depending on your lessor’s policies.
If you believe you might be ready to lease some of your equipment, it is important to know how to choose both your equipment source and/or your leasing agent. You or your music minister may be a regular customer at your local music store. These stores are a great place to purchase lower cost items like microphones, guitars or music stands. However, when it comes to planning, obtaining, installing, calibrating and operating a 48-channel sound board or special effects lighting, you probably won’t get the best deal or advice.
For a major presentation improvement project, it is well worth retaining the services of an experienced sound consultant. A consultant who answers to you and is paid by you will enter all planning and negotiations with your vision and best interests foremost in his or her mind. They can collaborate with your architect, your music minister and other expert counsel to design the most favorable sound and light situation. Then they can represent you in dealings with equipment distributors and apply their volume discounts, industry knowledge and experience to the negotiating process.
Since you may go outside the world of church vendors to obtain your equipment, you might find yourself working with distributors who don’t share your passion for stewardship and lost people. Some vendors may see your church plans, get a whiff of your budget and then, regardless of your actual needs, try to wring maximum dollars out of you by selling you equipment you don’t really need.
When negotiating your lease, there are a few non-negotiable guidelines. First, shop around for favorable lease programs. You may not find significant differences in fees and interest, but you may find companies that offer enhanced service support and other benefits. Don’t forget to inquire about training support. Since the group that will operate this equipment during your services may be composed entirely of volunteers, you should try to find a leasing company that will train them.
As part of your research, ask these companies for the names of other satisfied customers and then contact them (hopefully churches) to get their thoughts on the company in question. You may find that a company with pretty advertisements and brand name equipment has a lousy track record on returning calls or honoring commitments.
Also, and most importantly, make sure you have a written commitment to a set price due at the end of the lease. It is not unusual for some leasing companies, whether they deal in cars or spotlights, to stick you with a huge bill at the end of the lease. As tight as church budgets are, you cannot afford to be in a spot where you are legally obligated to a huge, unexpected debt.
So, if you are committed to using technology to reach people in ways that they are used to being reached, you may want to consider the path of lease resistance.
Are You Traveling The Path Of Lease Resistance?
When pastors and church members contemplate building a new church, they often think in terms of a new edifice, a glorious building with stained glass, tastefully painted walls and high ceilings. But in the rush to plan and fund four walls and a roof, some churches might overlook a key element: what to put in the new building. Quality sound, lighting and presentation equipment can make the difference in how people perceive the life-changing message you’re presenting.
In the ideal situation, the presentation technology needs of your building have been addressed from day one of the planning process. The building itself has been designed from the inside out, focusing first on the shape, size and acoustic character of the sanctuary. If you’re really on track, this emphasis on quality worship elements has led you to place a skilled sound engineer into a peer working relationship with your architect.
In a perfect world, the technical equipment has been carefully chosen and integrated into the facility to generate the optimal stimulation of the senses, creating a veritable work of sight and sound art. In this ideal scenario, your plans have included technical needs in the project budget and the equipment in question has been funded as part of the building’s overall financing package. This astute financial approach has thus accounted for lower interest rates, extended repayment times and a lower overall cost for your capital investment. The end result is a seamlessly integrated setting for pure worship and life change.
Unfortunately, we don’t live in a perfect world. There are those churches that delay planning on technical requirements until they are well into the capital campaign, then add them at a too-late point in the funding and design process. Other churches might undergo a change in leadership only to discover that their new pastor wants a higher level of quality in technical equipment. Still others might find that construction costs have stressed their finances to the point that they simply cannot afford the right quality of equipment. In these situations, buying may take a back seat to leasing.
Leasing is often more closely associated with the automotive industry, but it is gaining increasing popularity in the church world. In the old days, the major capital outlay for technology might have consisted of replacement ivories for the pipe organ or a new batch of leatherette hymnal covers. In this era of rapidly changing technology, churches are relying more frequently on unique communications technologies utilized in education, entertainment or corporate America. Video projectors, wireless transmitters, sophisticated sound mixing equipment and even smoke machines are integrated into church services designed to appeal to the increasingly sophisticated participants in our interactive culture. Your church may never need a smoke machine but as a teacher, you might agree that if the Word can’t be clearly heard, it may not get the job done.
Churches face growing competition from the countless recreation options that people have on a Sunday morning. They aren’t competing so much with other churches any more but with other institutions that inform, educate and entertain (e.g., television, amusement parks, movies or concerts). Although a Ricky Martin concert will never match a Billy Graham sermon for substance and eternal significance, polished shows by Martin and other entertainers set a standard for technical excellence that people then associate with “professional” organizations. Conduct a service or two with dead microphones, shrieking feedback and a bass-heavy mix that shakes the windows and see how many people come back. It pays to use the right tools.
Even if your church wants to capitalize on the available communications technology, your financial situation might keep you from touching the quality of equipment you desire. There are some churches that will squirrel away money for the day they can pay cash for a particular item. However, the rate at which your church account can accumulate dollars is often exceeded by the rate at which the technology items increase in price. Leasing can help churches get the quality equipment that they need to reach people now without crippling them financially.
Also, some technology items might add value in terms of convenience and quality to your operation, but are either difficult to maintain or too expensive to justify purchasing. An example of this outside the sanctuary is office equipment. You may need a copier to duplicate your bulletins, your ministry fliers and the endless paperwork of churches. However, your church secretary may not have the training necessary to maintain a copier and your budget might not support the price of a purchase. A lease on this type of item–with its accompanying maintenance and service features–can save endless headaches for you and your people.
Like any technology product, church presentation equipment is on a rapidly rising curve of innovation, development and change. Gizmos that elicited a “wow” in your main service a year or even six months ago may have already been relegated to your children’s service or the Tuesday bridge club. This rapid pace of change can severely impact the value of an item once the church purchases it. Depreciation is a fact of life. However, when you’re dealing with high-tech equipment, obsolescence can accelerate that depreciation to distressingly low levels. Leasing can take the edge off of this depreciation.
Also, leasing offers a certain degree of flexibility. Although a lease term may run three years or more, it can give you the chance and the incentive to upgrade your presentation technology so that you can continue to communicate in the most effective way possible. In some respects, it can be almost like a test-drive of your equipment.
Leasing is not for everyone, nor is it appropriate in every situation. Your decision will likely be based on a few pros and cons. The cons must be considered as you begin your thought process. First of all, leasing can end up costing more in the long run due to the various charges and interest that companies may charge. Secondly, a poorly- or deceptively-written contract can put you in a bind at the end of the term or if the item is damaged.
On the pro side, leasing allows you to hang onto your existing capital in the near term. Also, you get your hands on a better grade of equipment than if buying outright. In addition, leasing can inoculate you from the scourge of obsolescence that eventually diminishes the value of every technical creation. Finally, a relationship with a reputable leasing company might position you to upgrade your equipment over the course of the lease agreement as new technologies emerge, depending on your lessor’s policies.
If you believe you might be ready to lease some of your equipment, it is important to know how to choose both your equipment source and/or your leasing agent. You or your music minister may be a regular customer at your local music store. These stores are a great place to purchase lower cost items like microphones, guitars or music stands. However, when it comes to planning, obtaining, installing, calibrating and operating a 48-channel sound board or special effects lighting, you probably won’t get the best deal or advice.
For a major presentation improvement project, it is well worth retaining the services of an experienced sound consultant. A consultant who answers to you and is paid by you will enter all planning and negotiations with your vision and best interests foremost in his or her mind. They can collaborate with your architect, your music minister and other expert counsel to design the most favorable sound and light situation. Then they can represent you in dealings with equipment distributors and apply their volume discounts, industry knowledge and experience to the negotiating process.
Since you may go outside the world of church vendors to obtain your equipment, you might find yourself working with distributors who don’t share your passion for stewardship and lost people. Some vendors may see your church plans, get a whiff of your budget and then, regardless of your actual needs, try to wring maximum dollars out of you by selling you equipment you don’t really need.
When negotiating your lease, there are a few non-negotiable guidelines. First, shop around for favorable lease programs. You may not find significant differences in fees and interest, but you may find companies that offer enhanced service support and other benefits. Don’t forget to inquire about training support. Since the group that will operate this equipment during your services may be composed entirely of volunteers, you should try to find a leasing company that will train them.
As part of your research, ask these companies for the names of other satisfied customers and then contact them (hopefully churches) to get their thoughts on the company in question. You may find that a company with pretty advertisements and brand name equipment has a lousy track record on returning calls or honoring commitments.
Also, and most importantly, make sure you have a written commitment to a set price due at the end of the lease. It is not unusual for some leasing companies, whether they deal in cars or spotlights, to stick you with a huge bill at the end of the lease. As tight as church budgets are, you cannot afford to be in a spot where you are legally obligated to a huge, unexpected debt.
So, if you are committed to using technology to reach people in ways that they are used to being reached, you may want to consider the path of lease resistance.
Are You Traveling The Path Of Lease Resistance?
When pastors and church members contemplate building a new church, they often think in terms of a new edifice, a glorious building with stained glass, tastefully painted walls and high ceilings. But in the rush to plan and fund four walls and a roof, some churches might overlook a key element: what to put in the new building. Quality sound, lighting and presentation equipment can make the difference in how people perceive the life-changing message you’re presenting.
In the ideal situation, the presentation technology needs of your building have been addressed from day one of the planning process. The building itself has been designed from the inside out, focusing first on the shape, size and acoustic character of the sanctuary. If you’re really on track, this emphasis on quality worship elements has led you to place a skilled sound engineer into a peer working relationship with your architect.
In a perfect world, the technical equipment has been carefully chosen and integrated into the facility to generate the optimal stimulation of the senses, creating a veritable work of sight and sound art. In this ideal scenario, your plans have included technical needs in the project budget and the equipment in question has been funded as part of the building’s overall financing package. This astute financial approach has thus accounted for lower interest rates, extended repayment times and a lower overall cost for your capital investment. The end result is a seamlessly integrated setting for pure worship and life change.
Unfortunately, we don’t live in a perfect world. There are those churches that delay planning on technical requirements until they are well into the capital campaign, then add them at a too-late point in the funding and design process. Other churches might undergo a change in leadership only to discover that their new pastor wants a higher level of quality in technical equipment. Still others might find that construction costs have stressed their finances to the point that they simply cannot afford the right quality of equipment. In these situations, buying may take a back seat to leasing.
Leasing is often more closely associated with the automotive industry, but it is gaining increasing popularity in the church world. In the old days, the major capital outlay for technology might have consisted of replacement ivories for the pipe organ or a new batch of leatherette hymnal covers. In this era of rapidly changing technology, churches are relying more frequently on unique communications technologies utilized in education, entertainment or corporate America. Video projectors, wireless transmitters, sophisticated sound mixing equipment and even smoke machines are integrated into church services designed to appeal to the increasingly sophisticated participants in our interactive culture. Your church may never need a smoke machine but as a teacher, you might agree that if the Word can’t be clearly heard, it may not get the job done.
Churches face growing competition from the countless recreation options that people have on a Sunday morning. They aren’t competing so much with other churches any more but with other institutions that inform, educate and entertain (e.g., television, amusement parks, movies or concerts). Although a Ricky Martin concert will never match a Billy Graham sermon for substance and eternal significance, polished shows by Martin and other entertainers set a standard for technical excellence that people then associate with “professional” organizations. Conduct a service or two with dead microphones, shrieking feedback and a bass-heavy mix that shakes the windows and see how many people come back. It pays to use the right tools.
Even if your church wants to capitalize on the available communications technology, your financial situation might keep you from touching the quality of equipment you desire. There are some churches that will squirrel away money for the day they can pay cash for a particular item. However, the rate at which your church account can accumulate dollars is often exceeded by the rate at which the technology items increase in price. Leasing can help churches get the quality equipment that they need to reach people now without crippling them financially.
Also, some technology items might add value in terms of convenience and quality to your operation, but are either difficult to maintain or too expensive to justify purchasing. An example of this outside the sanctuary is office equipment. You may need a copier to duplicate your bulletins, your ministry fliers and the endless paperwork of churches. However, your church secretary may not have the training necessary to maintain a copier and your budget might not support the price of a purchase. A lease on this type of item–with its accompanying maintenance and service features–can save endless headaches for you and your people.
Like any technology product, church presentation equipment is on a rapidly rising curve of innovation, development and change. Gizmos that elicited a “wow” in your main service a year or even six months ago may have already been relegated to your children’s service or the Tuesday bridge club. This rapid pace of change can severely impact the value of an item once the church purchases it. Depreciation is a fact of life. However, when you’re dealing with high-tech equipment, obsolescence can accelerate that depreciation to distressingly low levels. Leasing can take the edge off of this depreciation.
Also, leasing offers a certain degree of flexibility. Although a lease term may run three years or more, it can give you the chance and the incentive to upgrade your presentation technology so that you can continue to communicate in the most effective way possible. In some respects, it can be almost like a test-drive of your equipment.
Leasing is not for everyone, nor is it appropriate in every situation. Your decision will likely be based on a few pros and cons. The cons must be considered as you begin your thought process. First of all, leasing can end up costing more in the long run due to the various charges and interest that companies may charge. Secondly, a poorly- or deceptively-written contract can put you in a bind at the end of the term or if the item is damaged.
On the pro side, leasing allows you to hang onto your existing capital in the near term. Also, you get your hands on a better grade of equipment than if buying outright. In addition, leasing can inoculate you from the scourge of obsolescence that eventually diminishes the value of every technical creation. Finally, a relationship with a reputable leasing company might position you to upgrade your equipment over the course of the lease agreement as new technologies emerge, depending on your lessor’s policies.
If you believe you might be ready to lease some of your equipment, it is important to know how to choose both your equipment source and/or your leasing agent. You or your music minister may be a regular customer at your local music store. These stores are a great place to purchase lower cost items like microphones, guitars or music stands. However, when it comes to planning, obtaining, installing, calibrating and operating a 48-channel sound board or special effects lighting, you probably won’t get the best deal or advice.
For a major presentation improvement project, it is well worth retaining the services of an experienced sound consultant. A consultant who answers to you and is paid by you will enter all planning and negotiations with your vision and best interests foremost in his or her mind. They can collaborate with your architect, your music minister and other expert counsel to design the most favorable sound and light situation. Then they can represent you in dealings with equipment distributors and apply their volume discounts, industry knowledge and experience to the negotiating process.
Since you may go outside the world of church vendors to obtain your equipment, you might find yourself working with distributors who don’t share your passion for stewardship and lost people. Some vendors may see your church plans, get a whiff of your budget and then, regardless of your actual needs, try to wring maximum dollars out of you by selling you equipment you don’t really need.
When negotiating your lease, there are a few non-negotiable guidelines. First, shop around for favorable lease programs. You may not find significant differences in fees and interest, but you may find companies that offer enhanced service support and other benefits. Don’t forget to inquire about training support. Since the group that will operate this equipment during your services may be composed entirely of volunteers, you should try to find a leasing company that will train them.
As part of your research, ask these companies for the names of other satisfied customers and then contact them (hopefully churches) to get their thoughts on the company in question. You may find that a company with pretty advertisements and brand name equipment has a lousy track record on returning calls or honoring commitments.
Also, and most importantly, make sure you have a written commitment to a set price due at the end of the lease. It is not unusual for some leasing companies, whether they deal in cars or spotlights, to stick you with a huge bill at the end of the lease. As tight as church budgets are, you cannot afford to be in a spot where you are legally obligated to a huge, unexpected debt.
So, if you are committed to using technology to reach people in ways that they are used to being reached, you may want to consider the path of lease resistance.
Are You Traveling The Path Of Lease Resistance?
When pastors and church members contemplate building a new church, they often think in terms of a new edifice, a glorious building with stained glass, tastefully painted walls and high ceilings. But in the rush to plan and fund four walls and a roof, some churches might overlook a key element: what to put in the new building. Quality sound, lighting and presentation equipment can make the difference in how people perceive the life-changing message you’re presenting.
In the ideal situation, the presentation technology needs of your building have been addressed from day one of the planning process. The building itself has been designed from the inside out, focusing first on the shape, size and acoustic character of the sanctuary. If you’re really on track, this emphasis on quality worship elements has led you to place a skilled sound engineer into a peer working relationship with your architect.
In a perfect world, the technical equipment has been carefully chosen and integrated into the facility to generate the optimal stimulation of the senses, creating a veritable work of sight and sound art. In this ideal scenario, your plans have included technical needs in the project budget and the equipment in question has been funded as part of the building’s overall financing package. This astute financial approach has thus accounted for lower interest rates, extended repayment times and a lower overall cost for your capital investment. The end result is a seamlessly integrated setting for pure worship and life change.
Unfortunately, we don’t live in a perfect world. There are those churches that delay planning on technical requirements until they are well into the capital campaign, then add them at a too-late point in the funding and design process. Other churches might undergo a change in leadership only to discover that their new pastor wants a higher level of quality in technical equipment. Still others might find that construction costs have stressed their finances to the point that they simply cannot afford the right quality of equipment. In these situations, buying may take a back seat to leasing.
Leasing is often more closely associated with the automotive industry, but it is gaining increasing popularity in the church world. In the old days, the major capital outlay for technology might have consisted of replacement ivories for the pipe organ or a new batch of leatherette hymnal covers. In this era of rapidly changing technology, churches are relying more frequently on unique communications technologies utilized in education, entertainment or corporate America. Video projectors, wireless transmitters, sophisticated sound mixing equipment and even smoke machines are integrated into church services designed to appeal to the increasingly sophisticated participants in our interactive culture. Your church may never need a smoke machine but as a teacher, you might agree that if the Word can’t be clearly heard, it may not get the job done.
Churches face growing competition from the countless recreation options that people have on a Sunday morning. They aren’t competing so much with other churches any more but with other institutions that inform, educate and entertain (e.g., television, amusement parks, movies or concerts). Although a Ricky Martin concert will never match a Billy Graham sermon for substance and eternal significance, polished shows by Martin and other entertainers set a standard for technical excellence that people then associate with “professional” organizations. Conduct a service or two with dead microphones, shrieking feedback and a bass-heavy mix that shakes the windows and see how many people come back. It pays to use the right tools.
Even if your church wants to capitalize on the available communications technology, your financial situation might keep you from touching the quality of equipment you desire. There are some churches that will squirrel away money for the day they can pay cash for a particular item. However, the rate at which your church account can accumulate dollars is often exceeded by the rate at which the technology items increase in price. Leasing can help churches get the quality equipment that they need to reach people now without crippling them financially.
Also, some technology items might add value in terms of convenience and quality to your operation, but are either difficult to maintain or too expensive to justify purchasing. An example of this outside the sanctuary is office equipment. You may need a copier to duplicate your bulletins, your ministry fliers and the endless paperwork of churches. However, your church secretary may not have the training necessary to maintain a copier and your budget might not support the price of a purchase. A lease on this type of item–with its accompanying maintenance and service features–can save endless headaches for you and your people.
Like any technology product, church presentation equipment is on a rapidly rising curve of innovation, development and change. Gizmos that elicited a “wow” in your main service a year or even six months ago may have already been relegated to your children’s service or the Tuesday bridge club. This rapid pace of change can severely impact the value of an item once the church purchases it. Depreciation is a fact of life. However, when you’re dealing with high-tech equipment, obsolescence can accelerate that depreciation to distressingly low levels. Leasing can take the edge off of this depreciation.
Also, leasing offers a certain degree of flexibility. Although a lease term may run three years or more, it can give you the chance and the incentive to upgrade your presentation technology so that you can continue to communicate in the most effective way possible. In some respects, it can be almost like a test-drive of your equipment.
Leasing is not for everyone, nor is it appropriate in every situation. Your decision will likely be based on a few pros and cons. The cons must be considered as you begin your thought process. First of all, leasing can end up costing more in the long run due to the various charges and interest that companies may charge. Secondly, a poorly- or deceptively-written contract can put you in a bind at the end of the term or if the item is damaged.
On the pro side, leasing allows you to hang onto your existing capital in the near term. Also, you get your hands on a better grade of equipment than if buying outright. In addition, leasing can inoculate you from the scourge of obsolescence that eventually diminishes the value of every technical creation. Finally, a relationship with a reputable leasing company might position you to upgrade your equipment over the course of the lease agreement as new technologies emerge, depending on your lessor’s policies.
If you believe you might be ready to lease some of your equipment, it is important to know how to choose both your equipment source and/or your leasing agent. You or your music minister may be a regular customer at your local music store. These stores are a great place to purchase lower cost items like microphones, guitars or music stands. However, when it comes to planning, obtaining, installing, calibrating and operating a 48-channel sound board or special effects lighting, you probably won’t get the best deal or advice.
For a major presentation improvement project, it is well worth retaining the services of an experienced sound consultant. A consultant who answers to you and is paid by you will enter all planning and negotiations with your vision and best interests foremost in his or her mind. They can collaborate with your architect, your music minister and other expert counsel to design the most favorable sound and light situation. Then they can represent you in dealings with equipment distributors and apply their volume discounts, industry knowledge and experience to the negotiating process.
Since you may go outside the world of church vendors to obtain your equipment, you might find yourself working with distributors who don’t share your passion for stewardship and lost people. Some vendors may see your church plans, get a whiff of your budget and then, regardless of your actual needs, try to wring maximum dollars out of you by selling you equipment you don’t really need.
When negotiating your lease, there are a few non-negotiable guidelines. First, shop around for favorable lease programs. You may not find significant differences in fees and interest, but you may find companies that offer enhanced service support and other benefits. Don’t forget to inquire about training support. Since the group that will operate this equipment during your services may be composed entirely of volunteers, you should try to find a leasing company that will train them.
As part of your research, ask these companies for the names of other satisfied customers and then contact them (hopefully churches) to get their thoughts on the company in question. You may find that a company with pretty advertisements and brand name equipment has a lousy track record on returning calls or honoring commitments.
Also, and most importantly, make sure you have a written commitment to a set price due at the end of the lease. It is not unusual for some leasing companies, whether they deal in cars or spotlights, to stick you with a huge bill at the end of the lease. As tight as church budgets are, you cannot afford to be in a spot where you are legally obligated to a huge, unexpected debt.
So, if you are committed to using technology to reach people in ways that they are used to being reached, you may want to consider the path of lease resistance.
Are You Traveling The Path Of Lease Resistance?
When pastors and church members contemplate building a new church, they often think in terms of a new edifice, a glorious building with stained glass, tastefully painted walls and high ceilings. But in the rush to plan and fund four walls and a roof, some churches might overlook a key element: what to put in the new building. Quality sound, lighting and presentation equipment can make the difference in how people perceive the life-changing message you’re presenting.
In the ideal situation, the presentation technology needs of your building have been addressed from day one of the planning process. The building itself has been designed from the inside out, focusing first on the shape, size and acoustic character of the sanctuary. If you’re really on track, this emphasis on quality worship elements has led you to place a skilled sound engineer into a peer working relationship with your architect.
In a perfect world, the technical equipment has been carefully chosen and integrated into the facility to generate the optimal stimulation of the senses, creating a veritable work of sight and sound art. In this ideal scenario, your plans have included technical needs in the project budget and the equipment in question has been funded as part of the building’s overall financing package. This astute financial approach has thus accounted for lower interest rates, extended repayment times and a lower overall cost for your capital investment. The end result is a seamlessly integrated setting for pure worship and life change.
Unfortunately, we don’t live in a perfect world. There are those churches that delay planning on technical requirements until they are well into the capital campaign, then add them at a too-late point in the funding and design process. Other churches might undergo a change in leadership only to discover that their new pastor wants a higher level of quality in technical equipment. Still others might find that construction costs have stressed their finances to the point that they simply cannot afford the right quality of equipment. In these situations, buying may take a back seat to leasing.
Leasing is often more closely associated with the automotive industry, but it is gaining increasing popularity in the church world. In the old days, the major capital outlay for technology might have consisted of replacement ivories for the pipe organ or a new batch of leatherette hymnal covers. In this era of rapidly changing technology, churches are relying more frequently on unique communications technologies utilized in education, entertainment or corporate America. Video projectors, wireless transmitters, sophisticated sound mixing equipment and even smoke machines are integrated into church services designed to appeal to the increasingly sophisticated participants in our interactive culture. Your church may never need a smoke machine but as a teacher, you might agree that if the Word can’t be clearly heard, it may not get the job done.
Churches face growing competition from the countless recreation options that people have on a Sunday morning. They aren’t competing so much with other churches any more but with other institutions that inform, educate and entertain (e.g., television, amusement parks, movies or concerts). Although a Ricky Martin concert will never match a Billy Graham sermon for substance and eternal significance, polished shows by Martin and other entertainers set a standard for technical excellence that people then associate with “professional” organizations. Conduct a service or two with dead microphones, shrieking feedback and a bass-heavy mix that shakes the windows and see how many people come back. It pays to use the right tools.
Even if your church wants to capitalize on the available communications technology, your financial situation might keep you from touching the quality of equipment you desire. There are some churches that will squirrel away money for the day they can pay cash for a particular item. However, the rate at which your church account can accumulate dollars is often exceeded by the rate at which the technology items increase in price. Leasing can help churches get the quality equipment that they need to reach people now without crippling them financially.
Also, some technology items might add value in terms of convenience and quality to your operation, but are either difficult to maintain or too expensive to justify purchasing. An example of this outside the sanctuary is office equipment. You may need a copier to duplicate your bulletins, your ministry fliers and the endless paperwork of churches. However, your church secretary may not have the training necessary to maintain a copier and your budget might not support the price of a purchase. A lease on this type of item–with its accompanying maintenance and service features–can save endless headaches for you and your people.
Like any technology product, church presentation equipment is on a rapidly rising curve of innovation, development and change. Gizmos that elicited a “wow” in your main service a year or even six months ago may have already been relegated to your children’s service or the Tuesday bridge club. This rapid pace of change can severely impact the value of an item once the church purchases it. Depreciation is a fact of life. However, when you’re dealing with high-tech equipment, obsolescence can accelerate that depreciation to distressingly low levels. Leasing can take the edge off of this depreciation.
Also, leasing offers a certain degree of flexibility. Although a lease term may run three years or more, it can give you the chance and the incentive to upgrade your presentation technology so that you can continue to communicate in the most effective way possible. In some respects, it can be almost like a test-drive of your equipment.
Leasing is not for everyone, nor is it appropriate in every situation. Your decision will likely be based on a few pros and cons. The cons must be considered as you begin your thought process. First of all, leasing can end up costing more in the long run due to the various charges and interest that companies may charge. Secondly, a poorly- or deceptively-written contract can put you in a bind at the end of the term or if the item is damaged.
On the pro side, leasing allows you to hang onto your existing capital in the near term. Also, you get your hands on a better grade of equipment than if buying outright. In addition, leasing can inoculate you from the scourge of obsolescence that eventually diminishes the value of every technical creation. Finally, a relationship with a reputable leasing company might position you to upgrade your equipment over the course of the lease agreement as new technologies emerge, depending on your lessor’s policies.
If you believe you might be ready to lease some of your equipment, it is important to know how to choose both your equipment source and/or your leasing agent. You or your music minister may be a regular customer at your local music store. These stores are a great place to purchase lower cost items like microphones, guitars or music stands. However, when it comes to planning, obtaining, installing, calibrating and operating a 48-channel sound board or special effects lighting, you probably won’t get the best deal or advice.
For a major presentation improvement project, it is well worth retaining the services of an experienced sound consultant. A consultant who answers to you and is paid by you will enter all planning and negotiations with your vision and best interests foremost in his or her mind. They can collaborate with your architect, your music minister and other expert counsel to design the most favorable sound and light situation. Then they can represent you in dealings with equipment distributors and apply their volume discounts, industry knowledge and experience to the negotiating process.
Since you may go outside the world of church vendors to obtain your equipment, you might find yourself working with distributors who don’t share your passion for stewardship and lost people. Some vendors may see your church plans, get a whiff of your budget and then, regardless of your actual needs, try to wring maximum dollars out of you by selling you equipment you don’t really need.
When negotiating your lease, there are a few non-negotiable guidelines. First, shop around for favorable lease programs. You may not find significant differences in fees and interest, but you may find companies that offer enhanced service support and other benefits. Don’t forget to inquire about training support. Since the group that will operate this equipment during your services may be composed entirely of volunteers, you should try to find a leasing company that will train them.
As part of your research, ask these companies for the names of other satisfied customers and then contact them (hopefully churches) to get their thoughts on the company in question. You may find that a company with pretty advertisements and brand name equipment has a lousy track record on returning calls or honoring commitments.
Also, and most importantly, make sure you have a written commitment to a set price due at the end of the lease. It is not unusual for some leasing companies, whether they deal in cars or spotlights, to stick you with a huge bill at the end of the lease. As tight as church budgets are, you cannot afford to be in a spot where you are legally obligated to a huge, unexpected debt.
So, if you are committed to using technology to reach people in ways that they are used to being reached, you may want to consider the path of lease resistance.
Traveling Nurse Salary
With new developments in the healthcare employment scenario, one of the popular and emergent careers is that of travel nursing. In this article, I talk about current range of traveling nurse salary, which will be helpful for people interested in taking up this career.
What is Travel Nursing?
Prior to exploring the traveling nurse salary range, let us get to know the travel nursing field. The healthcare field and especially hospitals always fall short of nursing staff. Nurses are the ones who tend to patients and their role in the whole working of a hospital is huge. It is the toughest of all hospital jobs, after that of a doctor. Travel nursing is temporarily filling in nursing positions at hospitals. So, you nurse and travel to different destinations on short term appointments. This is something like freelance nursing, where you are hired on demand when a hospital is falling short of nursing staff. It is a fact that shortage in nursing positions all over the country gave rise to this career option. If you are a registered nurse, this career gives you the option of gaining a lot of experience at various hospitals
It is a well paying career with top dollars to be earned. Typically, nursing position assignments last for three months to a year or more. Often, housing facility is provided by the employer or one is offered a housing subsidy. There are myriad reasons why people prefer going for a travel nursing job. One is the high pay of course and others are career growth and may be an opportunity for adventure. It’s the kind of adventure, where you have less chances of settling in to a monotony and you keep traveling to new places, as well as meeting new people. As of 2009, there were about 340 travel nursing agencies spread all over the country, that handle recruitment. The demand for nurses has been rising and so has the traveling nurse salary.
These agencies handle everything from forwarding applications of nurses to various hospitals to arranging for the interview dates. The traveling nurse candidate is provided with all the details about the assignment and briefed regarding the same.
Eligibility to become a travel nurse is same as that for any other nursing job. You need to be a licensed nurse with adequate experience on the job. The work hours and responsibilities are also the same as a normal nursing job. The only difference is the shortness of assignments and changing environments. If you love traveling and adapt to changing conditions, this travel nursing job will be a good option. Read more on medical jobs.
Traveling Nurse Salary Range
The traveling nurse salary offered depends on many factors like experience of the candidate, cost of living in job location and the duration of assignment. Typically a traveling nurse’s hourly earning is $30 to $40. The recruiting agency generally pays for relocation, housing and also pays bonuses. Assignments in cities and regions with high cost of living pay more. California is a place that offers some of the best traveling nursing salaries. It is difficult to give an estimate of the yearly income a of a traveling nurse, but it is certainly a cut above non-traveling nurse salaries. The income includes bonuses offered by the recruiting companies, which can range up to or more than $6000 per assignment.
Read more on:
Pediatric Nurse Salary Range
Neonatal Nurse Salary Range
Why I Want to be a Nurse
Requirements to Become a Nurse
Overall, if you like traveling and are open to new challenges everyday, a traveling nurse job will suit you. The average traveling nurse salary range is on the rise and it will continue rising with time, as supply of efficient work force falls short of demand!
Are You Traveling The Path Of Lease Resistance?
When pastors and church members contemplate building a new church, they often think in terms of a new edifice, a glorious building with stained glass, tastefully painted walls and high ceilings. But in the rush to plan and fund four walls and a roof, some churches might overlook a key element: what to put in the new building. Quality sound, lighting and presentation equipment can make the difference in how people perceive the life-changing message you’re presenting.
In the ideal situation, the presentation technology needs of your building have been addressed from day one of the planning process. The building itself has been designed from the inside out, focusing first on the shape, size and acoustic character of the sanctuary. If you’re really on track, this emphasis on quality worship elements has led you to place a skilled sound engineer into a peer working relationship with your architect.
In a perfect world, the technical equipment has been carefully chosen and integrated into the facility to generate the optimal stimulation of the senses, creating a veritable work of sight and sound art. In this ideal scenario, your plans have included technical needs in the project budget and the equipment in question has been funded as part of the building’s overall financing package. This astute financial approach has thus accounted for lower interest rates, extended repayment times and a lower overall cost for your capital investment. The end result is a seamlessly integrated setting for pure worship and life change.
Unfortunately, we don’t live in a perfect world. There are those churches that delay planning on technical requirements until they are well into the capital campaign, then add them at a too-late point in the funding and design process. Other churches might undergo a change in leadership only to discover that their new pastor wants a higher level of quality in technical equipment. Still others might find that construction costs have stressed their finances to the point that they simply cannot afford the right quality of equipment. In these situations, buying may take a back seat to leasing.
Leasing is often more closely associated with the automotive industry, but it is gaining increasing popularity in the church world. In the old days, the major capital outlay for technology might have consisted of replacement ivories for the pipe organ or a new batch of leatherette hymnal covers. In this era of rapidly changing technology, churches are relying more frequently on unique communications technologies utilized in education, entertainment or corporate America. Video projectors, wireless transmitters, sophisticated sound mixing equipment and even smoke machines are integrated into church services designed to appeal to the increasingly sophisticated participants in our interactive culture. Your church may never need a smoke machine but as a teacher, you might agree that if the Word can’t be clearly heard, it may not get the job done.
Churches face growing competition from the countless recreation options that people have on a Sunday morning. They aren’t competing so much with other churches any more but with other institutions that inform, educate and entertain (e.g., television, amusement parks, movies or concerts). Although a Ricky Martin concert will never match a Billy Graham sermon for substance and eternal significance, polished shows by Martin and other entertainers set a standard for technical excellence that people then associate with “professional” organizations. Conduct a service or two with dead microphones, shrieking feedback and a bass-heavy mix that shakes the windows and see how many people come back. It pays to use the right tools.
Even if your church wants to capitalize on the available communications technology, your financial situation might keep you from touching the quality of equipment you desire. There are some churches that will squirrel away money for the day they can pay cash for a particular item. However, the rate at which your church account can accumulate dollars is often exceeded by the rate at which the technology items increase in price. Leasing can help churches get the quality equipment that they need to reach people now without crippling them financially.
Also, some technology items might add value in terms of convenience and quality to your operation, but are either difficult to maintain or too expensive to justify purchasing. An example of this outside the sanctuary is office equipment. You may need a copier to duplicate your bulletins, your ministry fliers and the endless paperwork of churches. However, your church secretary may not have the training necessary to maintain a copier and your budget might not support the price of a purchase. A lease on this type of item–with its accompanying maintenance and service features–can save endless headaches for you and your people.
Like any technology product, church presentation equipment is on a rapidly rising curve of innovation, development and change. Gizmos that elicited a “wow” in your main service a year or even six months ago may have already been relegated to your children’s service or the Tuesday bridge club. This rapid pace of change can severely impact the value of an item once the church purchases it. Depreciation is a fact of life. However, when you’re dealing with high-tech equipment, obsolescence can accelerate that depreciation to distressingly low levels. Leasing can take the edge off of this depreciation.
Also, leasing offers a certain degree of flexibility. Although a lease term may run three years or more, it can give you the chance and the incentive to upgrade your presentation technology so that you can continue to communicate in the most effective way possible. In some respects, it can be almost like a test-drive of your equipment.
Leasing is not for everyone, nor is it appropriate in every situation. Your decision will likely be based on a few pros and cons. The cons must be considered as you begin your thought process. First of all, leasing can end up costing more in the long run due to the various charges and interest that companies may charge. Secondly, a poorly- or deceptively-written contract can put you in a bind at the end of the term or if the item is damaged.
On the pro side, leasing allows you to hang onto your existing capital in the near term. Also, you get your hands on a better grade of equipment than if buying outright. In addition, leasing can inoculate you from the scourge of obsolescence that eventually diminishes the value of every technical creation. Finally, a relationship with a reputable leasing company might position you to upgrade your equipment over the course of the lease agreement as new technologies emerge, depending on your lessor’s policies.
If you believe you might be ready to lease some of your equipment, it is important to know how to choose both your equipment source and/or your leasing agent. You or your music minister may be a regular customer at your local music store. These stores are a great place to purchase lower cost items like microphones, guitars or music stands. However, when it comes to planning, obtaining, installing, calibrating and operating a 48-channel sound board or special effects lighting, you probably won’t get the best deal or advice.
For a major presentation improvement project, it is well worth retaining the services of an experienced sound consultant. A consultant who answers to you and is paid by you will enter all planning and negotiations with your vision and best interests foremost in his or her mind. They can collaborate with your architect, your music minister and other expert counsel to design the most favorable sound and light situation. Then they can represent you in dealings with equipment distributors and apply their volume discounts, industry knowledge and experience to the negotiating process.
Since you may go outside the world of church vendors to obtain your equipment, you might find yourself working with distributors who don’t share your passion for stewardship and lost people. Some vendors may see your church plans, get a whiff of your budget and then, regardless of your actual needs, try to wring maximum dollars out of you by selling you equipment you don’t really need.
When negotiating your lease, there are a few non-negotiable guidelines. First, shop around for favorable lease programs. You may not find significant differences in fees and interest, but you may find companies that offer enhanced service support and other benefits. Don’t forget to inquire about training support. Since the group that will operate this equipment during your services may be composed entirely of volunteers, you should try to find a leasing company that will train them.
As part of your research, ask these companies for the names of other satisfied customers and then contact them (hopefully churches) to get their thoughts on the company in question. You may find that a company with pretty advertisements and brand name equipment has a lousy track record on returning calls or honoring commitments.
Also, and most importantly, make sure you have a written commitment to a set price due at the end of the lease. It is not unusual for some leasing companies, whether they deal in cars or spotlights, to stick you with a huge bill at the end of the lease. As tight as church budgets are, you cannot afford to be in a spot where you are legally obligated to a huge, unexpected debt.
So, if you are committed to using technology to reach people in ways that they are used to being reached, you may want to consider the path of lease resistance.
Are You Traveling The Path Of Lease Resistance?
When pastors and church members contemplate building a new church, they often think in terms of a new edifice, a glorious building with stained glass, tastefully painted walls and high ceilings. But in the rush to plan and fund four walls and a roof, some churches might overlook a key element: what to put in the new building. Quality sound, lighting and presentation equipment can make the difference in how people perceive the life-changing message you’re presenting.
In the ideal situation, the presentation technology needs of your building have been addressed from day one of the planning process. The building itself has been designed from the inside out, focusing first on the shape, size and acoustic character of the sanctuary. If you’re really on track, this emphasis on quality worship elements has led you to place a skilled sound engineer into a peer working relationship with your architect.
In a perfect world, the technical equipment has been carefully chosen and integrated into the facility to generate the optimal stimulation of the senses, creating a veritable work of sight and sound art. In this ideal scenario, your plans have included technical needs in the project budget and the equipment in question has been funded as part of the building’s overall financing package. This astute financial approach has thus accounted for lower interest rates, extended repayment times and a lower overall cost for your capital investment. The end result is a seamlessly integrated setting for pure worship and life change.
Unfortunately, we don’t live in a perfect world. There are those churches that delay planning on technical requirements until they are well into the capital campaign, then add them at a too-late point in the funding and design process. Other churches might undergo a change in leadership only to discover that their new pastor wants a higher level of quality in technical equipment. Still others might find that construction costs have stressed their finances to the point that they simply cannot afford the right quality of equipment. In these situations, buying may take a back seat to leasing.
Leasing is often more closely associated with the automotive industry, but it is gaining increasing popularity in the church world. In the old days, the major capital outlay for technology might have consisted of replacement ivories for the pipe organ or a new batch of leatherette hymnal covers. In this era of rapidly changing technology, churches are relying more frequently on unique communications technologies utilized in education, entertainment or corporate America. Video projectors, wireless transmitters, sophisticated sound mixing equipment and even smoke machines are integrated into church services designed to appeal to the increasingly sophisticated participants in our interactive culture. Your church may never need a smoke machine but as a teacher, you might agree that if the Word can’t be clearly heard, it may not get the job done.
Churches face growing competition from the countless recreation options that people have on a Sunday morning. They aren’t competing so much with other churches any more but with other institutions that inform, educate and entertain (e.g., television, amusement parks, movies or concerts). Although a Ricky Martin concert will never match a Billy Graham sermon for substance and eternal significance, polished shows by Martin and other entertainers set a standard for technical excellence that people then associate with “professional” organizations. Conduct a service or two with dead microphones, shrieking feedback and a bass-heavy mix that shakes the windows and see how many people come back. It pays to use the right tools.
Even if your church wants to capitalize on the available communications technology, your financial situation might keep you from touching the quality of equipment you desire. There are some churches that will squirrel away money for the day they can pay cash for a particular item. However, the rate at which your church account can accumulate dollars is often exceeded by the rate at which the technology items increase in price. Leasing can help churches get the quality equipment that they need to reach people now without crippling them financially.
Also, some technology items might add value in terms of convenience and quality to your operation, but are either difficult to maintain or too expensive to justify purchasing. An example of this outside the sanctuary is office equipment. You may need a copier to duplicate your bulletins, your ministry fliers and the endless paperwork of churches. However, your church secretary may not have the training necessary to maintain a copier and your budget might not support the price of a purchase. A lease on this type of item–with its accompanying maintenance and service features–can save endless headaches for you and your people.
Like any technology product, church presentation equipment is on a rapidly rising curve of innovation, development and change. Gizmos that elicited a “wow” in your main service a year or even six months ago may have already been relegated to your children’s service or the Tuesday bridge club. This rapid pace of change can severely impact the value of an item once the church purchases it. Depreciation is a fact of life. However, when you’re dealing with high-tech equipment, obsolescence can accelerate that depreciation to distressingly low levels. Leasing can take the edge off of this depreciation.
Also, leasing offers a certain degree of flexibility. Although a lease term may run three years or more, it can give you the chance and the incentive to upgrade your presentation technology so that you can continue to communicate in the most effective way possible. In some respects, it can be almost like a test-drive of your equipment.
Leasing is not for everyone, nor is it appropriate in every situation. Your decision will likely be based on a few pros and cons. The cons must be considered as you begin your thought process. First of all, leasing can end up costing more in the long run due to the various charges and interest that companies may charge. Secondly, a poorly- or deceptively-written contract can put you in a bind at the end of the term or if the item is damaged.
On the pro side, leasing allows you to hang onto your existing capital in the near term. Also, you get your hands on a better grade of equipment than if buying outright. In addition, leasing can inoculate you from the scourge of obsolescence that eventually diminishes the value of every technical creation. Finally, a relationship with a reputable leasing company might position you to upgrade your equipment over the course of the lease agreement as new technologies emerge, depending on your lessor’s policies.
If you believe you might be ready to lease some of your equipment, it is important to know how to choose both your equipment source and/or your leasing agent. You or your music minister may be a regular customer at your local music store. These stores are a great place to purchase lower cost items like microphones, guitars or music stands. However, when it comes to planning, obtaining, installing, calibrating and operating a 48-channel sound board or special effects lighting, you probably won’t get the best deal or advice.
For a major presentation improvement project, it is well worth retaining the services of an experienced sound consultant. A consultant who answers to you and is paid by you will enter all planning and negotiations with your vision and best interests foremost in his or her mind. They can collaborate with your architect, your music minister and other expert counsel to design the most favorable sound and light situation. Then they can represent you in dealings with equipment distributors and apply their volume discounts, industry knowledge and experience to the negotiating process.
Since you may go outside the world of church vendors to obtain your equipment, you might find yourself working with distributors who don’t share your passion for stewardship and lost people. Some vendors may see your church plans, get a whiff of your budget and then, regardless of your actual needs, try to wring maximum dollars out of you by selling you equipment you don’t really need.
When negotiating your lease, there are a few non-negotiable guidelines. First, shop around for favorable lease programs. You may not find significant differences in fees and interest, but you may find companies that offer enhanced service support and other benefits. Don’t forget to inquire about training support. Since the group that will operate this equipment during your services may be composed entirely of volunteers, you should try to find a leasing company that will train them.
As part of your research, ask these companies for the names of other satisfied customers and then contact them (hopefully churches) to get their thoughts on the company in question. You may find that a company with pretty advertisements and brand name equipment has a lousy track record on returning calls or honoring commitments.
Also, and most importantly, make sure you have a written commitment to a set price due at the end of the lease. It is not unusual for some leasing companies, whether they deal in cars or spotlights, to stick you with a huge bill at the end of the lease. As tight as church budgets are, you cannot afford to be in a spot where you are legally obligated to a huge, unexpected debt.
So, if you are committed to using technology to reach people in ways that they are used to being reached, you may want to consider the path of lease resistance.
Are You Traveling The Path Of Lease Resistance?
When pastors and church members contemplate building a new church, they often think in terms of a new edifice, a glorious building with stained glass, tastefully painted walls and high ceilings. But in the rush to plan and fund four walls and a roof, some churches might overlook a key element: what to put in the new building. Quality sound, lighting and presentation equipment can make the difference in how people perceive the life-changing message you’re presenting.
In the ideal situation, the presentation technology needs of your building have been addressed from day one of the planning process. The building itself has been designed from the inside out, focusing first on the shape, size and acoustic character of the sanctuary. If you’re really on track, this emphasis on quality worship elements has led you to place a skilled sound engineer into a peer working relationship with your architect.
In a perfect world, the technical equipment has been carefully chosen and integrated into the facility to generate the optimal stimulation of the senses, creating a veritable work of sight and sound art. In this ideal scenario, your plans have included technical needs in the project budget and the equipment in question has been funded as part of the building’s overall financing package. This astute financial approach has thus accounted for lower interest rates, extended repayment times and a lower overall cost for your capital investment. The end result is a seamlessly integrated setting for pure worship and life change.
Unfortunately, we don’t live in a perfect world. There are those churches that delay planning on technical requirements until they are well into the capital campaign, then add them at a too-late point in the funding and design process. Other churches might undergo a change in leadership only to discover that their new pastor wants a higher level of quality in technical equipment. Still others might find that construction costs have stressed their finances to the point that they simply cannot afford the right quality of equipment. In these situations, buying may take a back seat to leasing.
Leasing is often more closely associated with the automotive industry, but it is gaining increasing popularity in the church world. In the old days, the major capital outlay for technology might have consisted of replacement ivories for the pipe organ or a new batch of leatherette hymnal covers. In this era of rapidly changing technology, churches are relying more frequently on unique communications technologies utilized in education, entertainment or corporate America. Video projectors, wireless transmitters, sophisticated sound mixing equipment and even smoke machines are integrated into church services designed to appeal to the increasingly sophisticated participants in our interactive culture. Your church may never need a smoke machine but as a teacher, you might agree that if the Word can’t be clearly heard, it may not get the job done.
Churches face growing competition from the countless recreation options that people have on a Sunday morning. They aren’t competing so much with other churches any more but with other institutions that inform, educate and entertain (e.g., television, amusement parks, movies or concerts). Although a Ricky Martin concert will never match a Billy Graham sermon for substance and eternal significance, polished shows by Martin and other entertainers set a standard for technical excellence that people then associate with “professional” organizations. Conduct a service or two with dead microphones, shrieking feedback and a bass-heavy mix that shakes the windows and see how many people come back. It pays to use the right tools.
Even if your church wants to capitalize on the available communications technology, your financial situation might keep you from touching the quality of equipment you desire. There are some churches that will squirrel away money for the day they can pay cash for a particular item. However, the rate at which your church account can accumulate dollars is often exceeded by the rate at which the technology items increase in price. Leasing can help churches get the quality equipment that they need to reach people now without crippling them financially.
Also, some technology items might add value in terms of convenience and quality to your operation, but are either difficult to maintain or too expensive to justify purchasing. An example of this outside the sanctuary is office equipment. You may need a copier to duplicate your bulletins, your ministry fliers and the endless paperwork of churches. However, your church secretary may not have the training necessary to maintain a copier and your budget might not support the price of a purchase. A lease on this type of item–with its accompanying maintenance and service features–can save endless headaches for you and your people.
Like any technology product, church presentation equipment is on a rapidly rising curve of innovation, development and change. Gizmos that elicited a “wow” in your main service a year or even six months ago may have already been relegated to your children’s service or the Tuesday bridge club. This rapid pace of change can severely impact the value of an item once the church purchases it. Depreciation is a fact of life. However, when you’re dealing with high-tech equipment, obsolescence can accelerate that depreciation to distressingly low levels. Leasing can take the edge off of this depreciation.
Also, leasing offers a certain degree of flexibility. Although a lease term may run three years or more, it can give you the chance and the incentive to upgrade your presentation technology so that you can continue to communicate in the most effective way possible. In some respects, it can be almost like a test-drive of your equipment.
Leasing is not for everyone, nor is it appropriate in every situation. Your decision will likely be based on a few pros and cons. The cons must be considered as you begin your thought process. First of all, leasing can end up costing more in the long run due to the various charges and interest that companies may charge. Secondly, a poorly- or deceptively-written contract can put you in a bind at the end of the term or if the item is damaged.
On the pro side, leasing allows you to hang onto your existing capital in the near term. Also, you get your hands on a better grade of equipment than if buying outright. In addition, leasing can inoculate you from the scourge of obsolescence that eventually diminishes the value of every technical creation. Finally, a relationship with a reputable leasing company might position you to upgrade your equipment over the course of the lease agreement as new technologies emerge, depending on your lessor’s policies.
If you believe you might be ready to lease some of your equipment, it is important to know how to choose both your equipment source and/or your leasing agent. You or your music minister may be a regular customer at your local music store. These stores are a great place to purchase lower cost items like microphones, guitars or music stands. However, when it comes to planning, obtaining, installing, calibrating and operating a 48-channel sound board or special effects lighting, you probably won’t get the best deal or advice.
For a major presentation improvement project, it is well worth retaining the services of an experienced sound consultant. A consultant who answers to you and is paid by you will enter all planning and negotiations with your vision and best interests foremost in his or her mind. They can collaborate with your architect, your music minister and other expert counsel to design the most favorable sound and light situation. Then they can represent you in dealings with equipment distributors and apply their volume discounts, industry knowledge and experience to the negotiating process.
Since you may go outside the world of church vendors to obtain your equipment, you might find yourself working with distributors who don’t share your passion for stewardship and lost people. Some vendors may see your church plans, get a whiff of your budget and then, regardless of your actual needs, try to wring maximum dollars out of you by selling you equipment you don’t really need.
When negotiating your lease, there are a few non-negotiable guidelines. First, shop around for favorable lease programs. You may not find significant differences in fees and interest, but you may find companies that offer enhanced service support and other benefits. Don’t forget to inquire about training support. Since the group that will operate this equipment during your services may be composed entirely of volunteers, you should try to find a leasing company that will train them.
As part of your research, ask these companies for the names of other satisfied customers and then contact them (hopefully churches) to get their thoughts on the company in question. You may find that a company with pretty advertisements and brand name equipment has a lousy track record on returning calls or honoring commitments.
Also, and most importantly, make sure you have a written commitment to a set price due at the end of the lease. It is not unusual for some leasing companies, whether they deal in cars or spotlights, to stick you with a huge bill at the end of the lease. As tight as church budgets are, you cannot afford to be in a spot where you are legally obligated to a huge, unexpected debt.
So, if you are committed to using technology to reach people in ways that they are used to being reached, you may want to consider the path of lease resistance.
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